Kane County property record for 10 Highgate Course, Saint Charles, IL 60174
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 2,789 sqft · built 1978 |
| Lot Size | 0.499 acres (21,728 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $520,000 (Jul 2021) |
| Tax Bill | $12,778 (2025) |
| Deeds & Mortgages | Jul 2021 Sale & Mortgage Jan 2019 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-23-428-006 |
| Primary APN | 09-23-428-006 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 2,789 sqft Living Area |
| 1st Floor Area | 2,789 sqft |
| Basement Area | 754 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1994 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 21,728 sqft (0.499 acres) |
| Garage Type | Attached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Screened Porch |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Water Source | Commercial |
| Street Address | 10 HIGHGATE CRSE |
|---|---|
| City | SAINT CHARLES |
| State | IL |
| Zip | 60174-1426 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 39 OF AINTREE |
| Legal Subdivision | AINTREE |
| Legal Block | 2 |
| Legal Lot Number | 39 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ST. CHARLES |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 852005 |
Source: Kane County records, as of October 12, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 10 HIGHGATE CRSE, SAINT CHARLES, IL 60174-1426 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 19, 2021 | Warranty Deed, Transfer · Conventional Mortgage CEFCU |
| Jan 7, 2019 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Apr 13, 2018 | Warranty Deed, Transfer · Conventional Mortgage FIRST CENTENNIAL MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 19, 2021 · Amount on Record |
| Deed Sale | Jul 19, 2021 · Amount on Record |
| Prior Sale | Apr 13, 2018 · Amount on Record |
| Deed Document Number | 202155235 |
| Prior Transfer Date | Jul 31, 1996 |
| Prior Transfer Doc | 0000057694 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Jul 19, 2021 |
| Property Address | 10 HIGHGATE CRSE, ST CHARLES, IL 60174-1426 |
| Document Number | 0000055235 |
| Instrument Date | Jun 25, 2021 |
| Instrument | 2021K055235 |
| Transaction Type | Transfer |
| Record Updated | Jul 29, 2021 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $520.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 10 HIGHGATE CRSE, 10, SAINT CHARLES, IL 60174-1426 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 10 HIGHGATE CRSE, SAINT CHARLES, IL 60174-1426 |
| Document Number | 0000055236 |
|---|---|
| Date | Jul 19, 2021 |
| Instrument | 2021K055236 |
| Name | CEFCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Jan 7, 2019 |
| Property Address | 10 HIGHGATE CRSE, ST CHARLES, IL 60174-1426 |
| Document Number | 0000000767 |
| Instrument Date | Jan 4, 2019 |
| Instrument | 767 |
| Transaction Type | Transfer |
| Record Updated | Jan 16, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 10 HIGHGATE COURSE ST ST CHARLES IL 60174, ST CHARLES, IL 60174 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Apr 13, 2018 |
| Property Address | 10 HIGHGATE CRSE, ST CHARLES, IL 60174-1426 |
| Document Number | 0000016902 |
| Instrument Date | Mar 28, 2018 |
| Instrument | 2018K016902 |
| Transaction Type | Transfer |
| Record Updated | Jul 27, 2021 |
| Title Company | FIDELITY NATIONAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $336.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 10 HIGHGATE CRSE, SAINT CHARLES, IL 60174-1426 |
| Document Number | 0000016905 |
|---|---|
| Date | Apr 13, 2018 |
| Instrument | 2018K016905 |
| Name | FIRST CENTENNIAL MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2048 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.5% |
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | St. Charles Township |
| Municipality | St. Charles City |
| Unified School District | St. Charles Community Unit School District 303 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $12,778.00 (+29.79%) Homeowner's exemption | $190,204 (+21.43%) Land $54,562 Building $135,642 | $570,840 (+21.43%) Land $163,752 Building $407,089 |
| 2024 | $156,635 (+22.42%) Land $31,654 Building $124,981 | $470,093 (+22.47%) Land $95,000 Building $375,093 | |
| 2022 | $9,845.00 (+4.1%) Homeowner's exemption | $127,944 (+4.91%) Land $30,731 Building $97,213 | $383,832 (+4.91%) Land $92,193 Building $291,639 |
| 2021 | $9,457.00 Homeowner's exemption | $121,956 Land $29,293 Building $92,663 | $365,868 Land $87,879 Building $277,989 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES serves 33,081 people · EPA ID IL0894830 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2022 |
| Lead | 4 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 275 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures