Kane County property record for 22 Highgate Course, Saint Charles, IL 60174
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,982 sqft · built 1978 |
| Lot Size | 0.472 acres (20,546 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $287,000 (Feb 1999) |
| Tax Bill | $12,533 (2025) |
| Deeds & Mortgages | Oct 2021 Mortgage Mar 2018 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-23-428-002 |
| Primary APN | 09-23-428-002 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,982 sqft Living Area |
| Basement Area | 708 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Exterior Material | Brick Veneer |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Wood |
| Lot Area | 20,546 sqft (0.472 acres) |
| Garage Type | Attached |
| Garage Area | 462 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 22 HIGHGATE CRSE |
|---|---|
| City | SAINT CHARLES |
| State | IL |
| Zip | 60174-1426 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MAP AREA: 006-ANTRE,PRSMWD,STW |
| Legal Subdivision | AINTREE |
| Legal Block | 2 |
| Legal Lot Number | 36 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ST. CHARLES |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 852005 |
Source: Kane County records, as of July 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 22 HIGHGATE CRSE, SAINT CHARLES, IL 60174-1426 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 6, 2021 | Deed of Trust, Mortgage · Conventional Mortgage NEWREZ LLC |
| Mar 8, 2018 | Deed of Trust, Mortgage · FHA Mortgage ACCUNETMORTGAGE |
| Mar 8, 2018 | Deed of Trust, Mortgage · FHA Mortgage ACCUNETMORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 16, 1999 · Amount on Record |
| Deed Sale | Feb 16, 1999 · Amount on Record |
| Deed Document Number | 199917228 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 22 HIGHGATE CRSE, SAINT CHARLES, IL 60174-1426 |
| Transaction Type | Mortgage |
| Record Updated | Oct 12, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000075801 |
|---|---|
| Date | Oct 6, 2021 |
| Instrument | 2021K075801 |
| Name | NEWREZ LLC |
|---|---|
| Type | Mortgage Company |
| Address | FORT WASHINGTON, PA 19034 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 22 HIGHGATE CRSE, SAINT CHARLES, IL 60174-1426 |
| Document Number | 0000011831 |
| Instrument Date | Mar 8, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2018 |
| Title Company | ACQUEST TITLE SERVICES LLC, ACQUEST TITLE SVCS LLC |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 22 HIGHGATE CRSE ST CHARLES IL 601741426, ST CHARLES, IL 60174-1426 |
| Document Number | 0000011831 |
|---|---|
| Date | Mar 14, 2018 |
| Instrument | 11831 |
| Name | ACCUNETMORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | BUTLER, WI 53007 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 13, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 22 HIGHGATE CRSE, SAINT CHARLES, IL 60174-1426 |
| Document Number | 0000012868 |
| Instrument Date | Mar 8, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 12, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 22 HIGHGATE CRSE ST CHARLES IL 601741426, ST CHARLES, IL 60174-1426 |
| Document Number | 0000012868 |
|---|---|
| Date | Mar 21, 2018 |
| Instrument | 12868 |
| Name | ACCUNETMORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | BUTLER, WI 53007 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 20, 2048 |
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | St. Charles Township |
| Municipality | St. Charles City |
| Unified School District | St. Charles Community Unit School District 303 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $12,533.00 (+31%) Homeowner's exemption | $186,706 (+21.7%) Land $54,562 Building $132,144 | $560,342 (+21.7%) Land $163,752 Building $396,591 |
| 2024 | $153,412 (+23.23%) Land $31,654 Building $121,758 | $460,420 (+23.28%) Land $95,000 Building $365,420 | |
| 2022 | $9,567.00 (+4.12%) Homeowner's exemption | $124,493 (+4.91%) Land $30,731 Building $93,762 | $373,479 (+4.91%) Land $92,193 Building $281,286 |
| 2021 | $9,188.00 Homeowner's exemption | $118,667 Land $29,293 Building $89,374 | $356,001 Land $87,879 Building $268,122 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 86% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES serves 33,081 people · EPA ID IL0894830 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2022 |
| Lead | 4 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 275 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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