9 Grace St, Lowell, MA 01851 Property Records

Middlesex County and Lowell City property record for 9 Grace St, Lowell, MA 01851

Property Summary

Property TypeDuplex
Details6 bd · 3 ba · 3,708 sqft · built 1900
Lot Size0.13 acres (5,663 sqft)
OwnerIndividual Name on Record
Last Sale$154,000 (Nov 1998)
Tax Bill$9,356 (2026)
Deeds & MortgagesJan 2023 Mortgage
Aug 2018 Mortgage
Flood ZoneZone X (minimal risk)
APNL10465

Property Details

APN / Parcel Number

Primary APNL10465
Alternative APNs
  • LOWE M:122 B:2695 L:9
  • M:000122 T:L10465

Interior

Bedrooms6 Beds
Full Baths3 Baths
Total Rooms12 Rooms
Units2 Units
Stories2 Stories
Building Area3,708 sqft Living Area
Gross Area6,578 sqft
1st Floor Area1,378 sqft
Basement Area1,378 sqft
Unfinished Basement1,378 sqft

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Architectural StyleDuplex Single
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area5,663 sqft (0.13 acres)
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemSteam
Heating FuelOil

Location & Zoning

Account NumberL10465
Street Address9 GRACE ST
CityLOWELL
StateMA
Zip01851-3707
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Local Zoning CodeTTF
Legal Block2695
Legal Lot Number9
JurisdictionLOWELL MA
Township / Civil DivisionLOWELL
Census Block Group4
Census Block4009
Census Tract311700

Owner

Source: Middlesex County and Lowell City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address11 GRACE ST, LOWELL, MA 01851-3707
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 10, 2023Deed of Trust, Mortgage · Second Mortgage (Down Payment)
ALIGN CREDIT UNION
Aug 16, 2018Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 4, 1998 · Amount on Record
Deed SaleNov 4, 1998 · Amount on Record
Deed Book / Page9684 / 147
Record UpdatedOct 29, 2026

January 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLOWELL MA
Property Address9 GRACE ST, LOWELL, MA 01851-3707
Transaction TypeMortgage
Record UpdatedJan 20, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number037620-176
DateJan 10, 2023
Book Page37620/176
Instrument202300000729
Lender
NameALIGN CREDIT UNION
Agreement
TypeSecond Mortgage (Down Payment)
AmountAmount Recorded
Term181 Months
DueFeb 1, 2038

August 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLOWELL MA
Property Address9 GRACE ST, LOWELL, MA 01851-3707
Document Number32343-59
Instrument DateAug 16, 2018
Transaction TypeMortgage
Record UpdatedSep 11, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
Address9 GRACE ST LOWELL MA 018513707, LOWELL, MA 01851-3707

Mortgage

Document Number32343-59
DateAug 21, 2018
Book Page032343/000059
Instrument36247
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 20, 2048

Tax Assessment & Valuation

Source: Middlesex County and Lowell City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
MunicipalityLowell City
Unified School DistrictLowell School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$9,356.00 (+4.96%)$824,300 (+6.16%) Land $167,700 Building $656,600$726,682
2025$8,914.00 (+8.69%)$776,500 (+12.77%) Land $156,700 Building $619,800
2024$8,201.00 (+7.41%)$688,600 (+12.02%) Land $141,000 Building $547,600
2023$7,635.00$614,700 Land $122,600 Building $492,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLOWELL REGIONAL WATER UTILITY
serves 120,418 people · EPA ID MA3160000
Water SourceSurface water
Last State InspectionDec 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jul 2017
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,002 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
AT&T
Fixed Wireless
100 / 20

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