Middlesex County and Lowell City property record for 25 Grace St, Lowell, MA 01851
| Property Type | Duplex |
|---|---|
| Details | 8 bd · 4 ba · 2,938 sqft · built 1907 |
| Lot Size | 0.13 acres (5,663 sqft) |
| Owner | Trust Name on File |
| Last Sale | $214,500 (May 2009) |
| Tax Bill | $7,967 (2026) |
| Deeds & Mortgages | Dec 2021 Refinance May 2018 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | D09995 |
| Primary APN | D09995 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 8 Beds |
|---|---|
| Full Baths | 4 Baths |
| Total Rooms | 12 Rooms |
| Units | 2 Units |
| Stories | 2 Stories |
| Building Area | 2,938 sqft Living Area |
| Gross Area | 6,155 sqft |
| 1st Floor Area | 1,469 sqft |
| Attic | Attic |
| Attic Area | 1,401 sqft |
| Basement Area | 1,464 sqft |
| Unfinished Basement | 1,464 sqft |
| Year Built | Built 1907 |
|---|---|
| Effective Year Built | Effective 1907 |
| Architectural Style | Duplex Single |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 5,663 sqft (0.13 acres) |
| Heating System | Steam |
|---|---|
| Heating Fuel | Gas |
| Account Number | D09995 |
|---|---|
| Street Address | 25 GRACE ST |
| City | LOWELL |
| State | MA |
| Zip | 01851-3707 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | TTF |
| Legal Block | 2695 |
| Legal Lot Number | 25 |
| Jurisdiction | LOWELL MA |
| Township / Civil Division | LOWELL |
| Census Block Group | 4 |
| Census Block | 4009 |
| Census Tract | 311700 |
25 Grace St, a duplex, is held in a trust since April 2024.
Source: Middlesex County and Lowell City records, as of October 20, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 27 GRACE ST, LOWELL, MA 01851-3707 |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 30, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance LOANDEPOT.COM LLC |
| May 1, 2018 | Deed of Trust, Mortgage · Closed-End Mortgage DIGITAL FCU |
| Dec 28, 2016 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 6, 2009 · Amount on File |
| Deed Sale | May 6, 2009 · Amount on File |
| Deed Document Number | 200921331 |
| Deed Book / Page | 22981 / 295 |
| Last Transfer Date | Apr 17, 2024 |
| Transfer Doc | 038541-110 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOWELL MA |
| Property Address | 25 GRACE ST, LOWELL, MA 01851-3707 |
| Transaction Type | Mortgage |
| Record Updated | Jan 14, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0036677-20 |
|---|---|
| Date | Dec 30, 2021 |
| Book Page | 36677/20 |
| Instrument | 75260 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOWELL MA |
| Property Address | 25 GRACE ST, LOWELL, MA 01851-3707 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 32044-250 |
|---|---|
| Date | May 1, 2018 |
| Book Page | 32044/250 |
| Instrument | 17568 |
| Name | DIGITAL FCU |
|---|---|
| Type | Credit Union |
| Type | Closed-End Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 480 Months |
| Due | May 1, 2058 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOWELL MA |
| Property Address | 25 GRACE ST, LOWELL, MA 01851-3707 |
| Document Number | 30819-21 |
| Book / Page | 030819 / 000021 |
| Instrument Date | Dec 28, 2016 |
| Transaction Type | Mortgage |
| Record Updated | Jan 25, 2017 |
| Name | Verified Name |
|---|
| Document Number | 30819-21 |
|---|---|
| Date | Jan 5, 2017 |
| Book Page | 030819/000021 |
| Instrument | 642 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Jan 4, 2037 |
The 2026 property tax bill for 25 Grace St was $7,967, up 4.5% from the year before.
Source: Middlesex County and Lowell City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| Municipality | Lowell City |
| Unified School District | Lowell School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,967.00 (+4.51%) | $701,900 (+5.71%) Land $167,700 Building $534,200 | $712,842 |
| 2025 | $7,623.00 (+8.5%) | $664,000 (+12.56%) Land $156,700 Building $507,300 | |
| 2024 | $7,026.00 (+7.43%) | $589,900 (+12.02%) Land $141,000 Building $448,900 | |
| 2023 | $6,540.00 | $526,600 Land $122,600 Building $404,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 25 Grace St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 25 Grace St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOWELL REGIONAL WATER UTILITY serves 120,418 people · EPA ID MA3160000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2017 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 1,002 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| AT&T Fixed Wireless | 100 / 20 |
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