21 Grace St, Lowell, MA 01851 Property Records

Middlesex County and Lowell City property record for 21 Grace St, Lowell, MA 01851

Property Summary

Property Type	Duplex
Details	9 bd · 2 ba · 3,528 sqft · built 1900
Lot Size	0.13 acres (5,663 sqft)
Owner	2 Individual Names on File
Last Sale	$172,000 (Aug 2013)
Tax Bill	$8,537 (2026)
Deeds & Mortgages	Aug 2020 Transfer
Flood Zone	Zone X (minimal risk)
APN	`E01390`

Property Details

APN / Parcel Number

Primary APN	`E01390`
Alternative APNs	`LOWE M:123 B:2695 L:21` `M:000123 T:E01390`

Interior

Bedrooms	9 Beds
Full Baths	2 Baths
Total Rooms	12 Rooms
Units	2 Units
Stories	2 Stories
Building Area	3,528 sqft Living Area
Gross Area	5,720 sqft
1st Floor Area	1,375 sqft
Basement Area	1,375 sqft
Unfinished Basement	1,375 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,663 sqft (0.13 acres)

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Gas

Location & Zoning

Account Number	E01390
Street Address	21 GRACE ST
City	LOWELL
State	MA
Zip	01851-3707
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	TTF
Legal Block	2695
Legal Lot Number	21
Jurisdiction	LOWELL MA
Township / Civil Division	LOWELL
Census Block Group	4
Census Block	4009
Census Tract	311700

Owner

21 Grace St, a duplex, is owned and occupied by two individuals who acquired it in August 2020.

Source: Middlesex County and Lowell City records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	21 GRACE ST, LOWELL, MA 01851-3707
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 29, 2013 · Amount on File
Deed Sale	Aug 29, 2013 · Amount on File
Prior Sale	Aug 29, 2013 · Amount on File
Deed Book / Page	27632 / 247
Last Transfer Date	Aug 13, 2020
Transfer Doc	34521-261
Record Updated	Oct 29, 2026

August 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LOWELL MA
Recording Date	Aug 21, 2020
Property Address	21 GRACE ST, LOWELL, MA 01851-3707
Document Number	34521-261
Book / Page	034521 / 000261
Instrument Date	Aug 13, 2020
Instrument	39462
Transaction Type	Transfer
Record Updated	Sep 8, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	37 WARWICK ST LOWELL MA 018513720, LOWELL, MA 01851-3720

Tax Assessment & Valuation

The 2026 property tax bill for 21 Grace St was $8,537, up 4.5% from the year before.

Source: Middlesex County and Lowell City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Lowell City
Unified School District	Lowell School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,537.00 (+4.53%)	$752,200 (+5.74%) Land $167,600 Building $584,600	$723,651
2025	$8,167.00 (+8.68%)	$711,400 (+12.74%) Land $156,700 Building $554,700
2024	$7,515.00 (+7.51%)	$631,000 (+12.12%) Land $141,000 Building $490,000
2023	$6,990.00	$562,800 Land $122,600 Building $440,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 21 Grace St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 21 Grace St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOWELL REGIONAL WATER UTILITY serves 120,418 people · EPA ID MA3160000
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2017
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,002 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
AT&T Fixed Wireless	100 / 20