9 Gardiner Pl, Montclair, NJ 07042 Property Records

Essex County and Montclair Township property record for 9 Gardiner Pl, Montclair, NJ 07042

Property Summary

Property Type	Single Family Home
Details	2,346 sqft · built 1907
Lot Size	0.144 acres (6,251 sqft)
Owner	2 Individual Names on Record
Last Sale	$615,000 (Jul 2015)
Tax Bill	$17,190 (2025)
Deeds & Mortgages	Sep 2020 Mortgage May 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`13-04004-0000-00009`

Property Details

APN / Parcel Number

Primary APN	`13-04004-0000-00009`
Alternative APN	`130400400009`

Interior

Stories	2 Stories
Building Area	2,346 sqft Living Area

Exterior

Year Built	Built 1907
Effective Year Built	Effective 1907
Construction Type	Frame
Lot Area	6,251 sqft (0.144 acres)
Lot Dimensions	125 ft deep x 50 ft wide

Location & Zoning

Old Parcel Number	130400400009
Street Address	9 GARDINER PL
City	MONTCLAIR
State	NJ
Zip	07042-4414
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	50X125
Legal Block	4004
Legal Lot Number	9
Jurisdiction	ESSEX NJ
Township / Civil Division	MONTCLAIR
Census Block Group	1
Census Block	1004
Census Tract	17200

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Glen Ridge Historic District listed 1982 · 1,156 contributing resources · NRIS 82004784

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Essex County and Montclair Township records, as of July 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	9 GARDINER PL, MONTCLAIR, NJ 07042-4414
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage EQUITY NOW
May 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage EQUITY NOW
Sep 22, 2017	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA
Oct 15, 2016	Deed of Trust, Mortgage · Conventional with PMI EQUITY NOW

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 8, 2015 · Amount on Record
Deed Sale	Jul 8, 2015 · Amount on Record
Prior Sale	Jun 1, 2007 · Amount on Record
Deed Book / Page	12563 / 6621
Record Updated	Sep 20, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	9 GARDINER PL, MONTCLAIR, NJ 07042-4414
Document Number	0000098657
Instrument Date	Sep 29, 2020
Transaction Type	Mortgage
Record Updated	Oct 28, 2020
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	9 GARDINER PL MONTCLAIR NJ 070424414, MONTCLAIR, NJ 07042-4414

Mortgage

Document Number	0000098657
Date	Oct 7, 2020
Instrument	98657

Lender

Name	EQUITY NOW
Type	Funding / Finance Company
Address	MAMARONECK, NY 10543

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 6, 2050

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	9 GARDINER PL, MONTCLAIR, NJ 07042-4414
Document Number	0000049193
Instrument Date	May 14, 2020
Transaction Type	Mortgage
Record Updated	Jun 4, 2020
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	9 GARDINER PL MONTCLAIR NJ 070424414, MONTCLAIR, NJ 07042-4414

Mortgage

Document Number	0000049193
Date	May 21, 2020
Instrument	49193

Lender

Name	EQUITY NOW
Type	Funding / Finance Company
Address	NEW YORK, NY 10016

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 20, 2050

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	9 GARDINER PL, MONTCLAIR, NJ 07042-4414
Document Number	0000087385
Instrument Date	Sep 22, 2017
Transaction Type	Mortgage
Record Updated	Jul 8, 2019
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	60 MADISON AVE MONTCLAIR NJ 070424447, MONTCLAIR, NJ 07042-4447

Mortgage

Document Number	0000087385
Date	Oct 3, 2017
Instrument	87385

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 2, 2047

Interest

Rate Type	Adjustable Rate

October 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	9 GARDINER PL, MONTCLAIR, NJ 07042-4414
Document Number	0000011466
Instrument Date	Oct 15, 2016
Transaction Type	Mortgage
Record Updated	Jan 3, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9 GARDINER PL MONTCLAIR NJ 070424414, MONTCLAIR, NJ 07042-4414

Mortgage

Document Number	0000011466
Date	Feb 7, 2017
Instrument	11466

Lender

Name	EQUITY NOW
Type	Funding / Finance Company
Address	NEW YORK, NY 10016

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	180 Months
Due	Feb 6, 2032

Tax Assessment & Valuation

Source: Essex County and Montclair Township assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
County Subdivision	Montclair Township
Unified School District	Montclair Town School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$488,900 (-) Land $181,300 Building $307,600	$488,900 (-) Land $181,300 Building $307,600
2025	$17,190.00 (+3.32%)	$488,900 (-) Land $181,300 Building $307,600	$488,900 (-) Land $181,300 Building $307,600
2024	$16,637.00 (+3.5%)
2023		$488,900 Land $181,300 Building $307,600	$488,900 Land $181,300 Building $307,600
2022	$16,075.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 27 individual policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	33 units insured incl. 6 condo units
Nearby Flood Claims	26 (1995–2024)
Most Recent Claim	Mar 2024 · other causes
Claims by Event	Hurricane Irene, Aug 2011 · 5 claims Severe Storms And Inland And Coastal Flooding, Apr 2007 · 4 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 94% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTCLAIR WATER BUREAU serves 40,150 people · EPA ID NJ0713001
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jan 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 563 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

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