7 Gardiner Pl, Montclair, NJ 07042 Property Records

Essex County and Montclair Township property record for 7 Gardiner Pl, Montclair, NJ 07042

Property Summary

Property Type	Single Family Home
Details	1,567 sqft · built 1890
Lot Size	0.144 acres (6,251 sqft)
Owner	Company Name on Record
Last Sale	$610,000 (Jul 2023)
Tax Bill	$13,934 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Jul 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13-04004-0000-00008`

Property Details

APN / Parcel Number

Primary APN	`13-04004-0000-00008`
Alternative APN	`130400400008`

Interior

Stories	2 Stories
Building Area	1,567 sqft Living Area

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Construction Type	Frame
Lot Area	6,251 sqft (0.144 acres)
Lot Dimensions	125 ft deep x 50 ft wide

Location & Zoning

Old Parcel Number	130400400008
Street Address	7 GARDINER PL
City	MONTCLAIR
State	NJ
Zip	07042-4414
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	50X125
Legal Subdivision	WROXBOROUGH CO
Legal Block	4004
Legal Lot Number	8
Jurisdiction	ESSEX NJ
Township / Civil Division	MONTCLAIR
Census Block Group	1
Census Block	1004
Census Tract	17200

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Glen Ridge Historic District listed 1982 · 1,156 contributing resources · NRIS 82004784

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Essex County and Montclair Township records, as of July 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	7 GARDINER PL, MONTCLAIR, NJ 07042-4414
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Dec 1, 2025	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC
Jul 19, 2023	Deed, Transfer · Commercial Mortgage ABL RPC RESIDENTIAL CREDIT ACQUISTION LL

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 19, 2023 · Amount on Record
Deed Sale	Jul 19, 2023 · Amount on Record
Prior Sale	Jan 10, 1995 · Amount on Record
Deed Document Number	202342912
Record Updated	Sep 20, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	7 GARDINER PL, MONTCLAIR, NJ 07042-4414
Transaction Type	Mortgage
Record Updated	Dec 25, 2025
Title Company	TWO RIVERS TITLE COMPANY LLC, TWO RIVERS TITLE CO LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	191 S MOUNTAIN AVE, MONTCLAIR, NJ 07042-1722

Mortgage

Document Number	0000074218
Date	Dec 1, 2025
Instrument	2025074218

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Nov 1, 2055

July 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	ESSEX NJ
Recording Date	Jul 19, 2023
Property Address	7 GARDINER PL, MONTCLAIR, NJ 07042-4414
Document Number	0000042912
Instrument Date	Jul 14, 2023
Instrument	2023042912
Transaction Type	Transfer
Record Updated	Aug 18, 2023
Title Company	SOVEREIGN TITLE AGENCY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,525.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10 GRAHAM TER, MONTCLAIR, NJ 07042-2435

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 GARDINER PL, MONTCLAIR, NJ 07042-4414

Mortgage

Document Number	0000042913
Date	Jul 19, 2023
Instrument	2023042913

Lender

Name	ABL RPC RESIDENTIAL CREDIT ACQUISTION LL
Address	07360

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Essex County and Montclair Township assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
County Subdivision	Montclair Township
Unified School District	Montclair Town School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$396,300 (-) Land $181,300 Building $215,000	$396,300 (-) Land $181,300 Building $215,000
2025	$13,934.00 (+3.32%)	$396,300 (-) Land $181,300 Building $215,000	$396,300 (-) Land $181,300 Building $215,000
2024	$13,486.00 (+3.5%)
2023		$396,300 (-) Land $181,300 Building $215,000	$396,300 (-) Land $181,300 Building $215,000
2022	$13,030.00 (+8.82%)	$396,300 Land $181,300 Building $215,000	$396,300 Land $181,300 Building $215,000
2021	$11,974.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 27 individual policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	33 units insured incl. 6 condo units
Nearby Flood Claims	26 (1995–2024)
Most Recent Claim	Mar 2024 · other causes
Claims by Event	Hurricane Irene, Aug 2011 · 5 claims Severe Storms And Inland And Coastal Flooding, Apr 2007 · 4 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 94% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTCLAIR WATER BUREAU serves 40,150 people · EPA ID NJ0713001
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jan 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 563 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

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