9 Garden Trce, Mobile, AL 36608 Property Records

Mobile County property record for 9 Garden Trce, Mobile, AL 36608

Property Summary

Property Type	Single Family Home
Details	6 ba · 8,609 sqft · built 2023
Lot Size	0.96 acres (41,818 sqft)
Owner	Individual Name on Record
Tax Bill	$16,141 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Aug 2022 Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`R022806372001028009`

Property Details

APN / Parcel Number

Primary APN	`R022806372001028009`
Alternative APNs	`28 06 37 2 001 028.009` `04006264` `4006264`

Interior

Full Baths	6 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	8,609 sqft Living Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2023
Exterior Material	Brick
Foundation Type	Block
Roof Type	Gable/Hip
Lot Area	41,818 sqft (0.96 acres)
Garage Type	Mixed
Garage Area	1,518 sqft
Carport	Carport
Carport Area	456 sqft
Parking Spaces	7 Parking Spaces
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	4006264
Old Parcel Number	R022806372001028009
Street Address	9 GARDEN TRCE
City	MOBILE
State	AL
Zip	36608
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 9 GARDEN TRACE MAP BOOK 127 PAGE 124
Legal Subdivision	GARDEN TRACE
Legal Lot Number	9
Jurisdiction	MOBILE AL
Township / Civil Division	MOBILE
Census Block Group	3
Census Block	3009
Census Tract	3302

Owner

Source: Mobile County records, as of December 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	9 GARDEN TRCE, MOBILE, AL 36608
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 16, 2026	Warranty Deed, Transfer · Conventional Mortgage UNITED COMMUNITY BANK
Aug 2, 2022	Deed of Trust, Mortgage · Construction Mortgage WHITNEY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 4, 2022
Deed Sale	May 4, 2022
Deed Document Number	2022031810
Record Updated	Sep 20, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MOBILE AL
Recording Date	Jul 16, 2026
Property Address	9 GARDEN TRCE, MOBILE, AL 36608-1457
Document Number	0000042651
Instrument Date	Jul 15, 2026
Instrument	202642651
Transaction Type	Transfer
Record Updated	Sep 21, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$287,850.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	1056 PALMETTO ST, MOBILE, AL 36604-3023

Mortgage

Document Number	0000042652,
Date	Jul 16, 2026
Instrument	202642652

Lender

Name	UNITED COMMUNITY BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.13%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MOBILE AL
Property Address	GARDEN TRCE, MOBILE, AL 36608
Transaction Type	Mortgage
Record Updated	Oct 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	91 SOOST CT D, D, MOBILE, AL 36608-3362

Mortgage

Document Number	0000051138
Date	Aug 2, 2022
Instrument	2022051138

Lender

Name	WHITNEY BANK
Type	Bank
Address	GULFPORT, MS 39501

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.87%
Type Change Date	Sep 1, 2032
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	8.87%
Index	Other
Max Rate	8.87%

Tax Assessment & Valuation

Source: Mobile County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Mobile County
Municipality	Mobile City
Unified School District	Mobile County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$16,141.00 (+87.75%)	$127,020 (-6.08%) Land $35,000 Building $92,020	$1,270,200 (+87.84%) Land $350,000 Building $920,200
2024	$8,597.00 (+176.34%)	$135,240 (+93.2%) Land $70,000 Building $65,240	$676,200 (+93.2%) Land $350,000 Building $326,200
2023	$3,111.00	$70,000 Land $70,000	$350,000 Land $350,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	32 (1979–2004)
Claims Outside the SFHA	13 of 32
Most Recent Claim	Sep 2004 · Hurricane Ivan
Claims by Event	Hurricane Ivan, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 76% of Alabama
Wildfire Likelihood	0.07% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MOBILE, BD. OF W&S COMM. OF THE serves 279,000 people · EPA ID AL0001005
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 316 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	1,200 / 35

May also be available: Verizon.

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