6 Garden Trce, Mobile, AL 36608 Property Records

Mobile County property record for 6 Garden Trce, Mobile, AL 36608

Property Summary

Property Type	Single Family Home
Details	6 ba · 7,395 sqft · built 2015
Lot Size	1.44 acres (62,726 sqft)
Owner	2 Individual Names on File
Tax Bill	$11,319 (2025)
Deeds & Mortgages	Jul 2022 Line of Credit Apr 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R022806372001028006`

Property Details

APN / Parcel Number

Primary APN	`R022806372001028006`
Alternative APNs	`28 06 37 2 001 028.006` `04006262` `4006262`

Interior

Full Baths	6 Baths
Stories	2 Stories
Building Area	7,395 sqft Living Area
1st Floor Area	3,803 sqft
Upper Floors Area	4,152 sqft
Flooring	Concrete/Cement
Interior Walls	Wallboard/Drywall
Fireplaces	3 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 2015
Exterior Material	Brick
Foundation Type	Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	62,726 sqft (1.44 acres)
Garage Area	1,100 sqft
Parking Spaces	4 Parking Spaces
Porch	Open Porch
Porch Area	1,702 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	4006262
Old Parcel Number	R022806372001028006
Street Address	6 GARDEN TRCE
City	MOBILE
State	AL
Zip	36608-1456
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 6 GARDEN TRACE MAP BOOK 127 PAGE 124
Legal Subdivision	GARDEN TRACE
Legal Lot Number	6
Jurisdiction	MOBILE AL
Township / Civil Division	MOBILE
Census Block Group	3
Census Block	3009
Census Tract	3302

Owner

6 Garden Trce is owned and occupied by two individuals who acquired it in January 2013.

Source: Mobile County records, as of December 22, 2025

Owner of Record	2 Individual Names on File
Mailing Address	6 GARDEN TRCE, MOBILE, AL 36608-1456
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 21, 2022	Deed of Trust, Mortgage · Line of Credit BANCORPSOUTH BANK
Apr 27, 2022	Deed of Trust, Mortgage · Conventional Mortgage CADENCE BANK NA
Mar 21, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 22, 2013
Deed Sale	Jan 22, 2013
Deed Document Number	2013003784
Record Updated	Jun 8, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MOBILE AL
Property Address	6 GARDEN TRCE, MOBILE, AL 36608-1456
Transaction Type	Mortgage
Record Updated	Oct 20, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6 GARDEN TRCE, MOBILE, AL 36608-1456

Mortgage

Document Number	0000048855
Date	Jul 21, 2022
Instrument	2022048855

Lender

Name	BANCORPSOUTH BANK
Type	Bank
Address	MOBILE, AL 36606

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Jul 26, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MOBILE AL
Property Address	6 GARDEN TRCE, MOBILE, AL 36608-1456
Transaction Type	Mortgage
Record Updated	Oct 20, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000030096
Date	Apr 27, 2022
Instrument	2022030096

Lender

Name	CADENCE BANK NA
Type	Bank
Address	TUPELO, MS 38803

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 5, 2052

March 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MOBILE AL
Recording Date	Mar 21, 2018
Property Address	6 GARDEN TRCE, MOBILE, AL 36608-1456
Document Number	0000015513
Book / Page	007616 / 000733
Instrument Date	Mar 20, 2018
Instrument	15513
Transaction Type	Transfer
Record Updated	Feb 28, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$0.50
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	6 GARDEN TRCE MOBILE AL 366081456, MOBILE, AL 36608-1456

Tax Assessment & Valuation

The 2025 property tax bill for 6 Garden Trce was $11,319 with a homeowner's exemption, up 7% from the year before.

Source: Mobile County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Mobile County
Municipality	Mobile City
Unified School District	Mobile County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,319.00 (+7.02%) Homeowner's exemption	$179,150 (+6.97%) Land $35,000 Building $144,150	$1,791,500 (+6.97%) Land $350,000 Building $1,441,500
2024	$10,577.00 (+4.57%) Homeowner's exemption	$167,470 (+4.54%) Land $35,000 Building $132,470	$1,674,700 (+4.54%) Land $350,000 Building $1,324,700
2023	$10,115.00 Homeowner's exemption	$160,200 Land $35,000 Building $125,200	$1,602,000 Land $350,000 Building $1,252,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6 Garden Trce in Zone X, an area of minimal flood risk, though there have been 32 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	32 (1979–2004)
Claims Outside the SFHA	13 of 32
Most Recent Claim	Sep 2004 · Hurricane Ivan
Claims by Event	Hurricane Ivan, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6 Garden Trce is low, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 76% of Alabama
Wildfire Likelihood	0.07% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MOBILE, BD. OF W&S COMM. OF THE serves 279,000 people · EPA ID AL0001005
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 316 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	1,200 / 35

May also be available: Verizon.

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