2 Garden Trce, Mobile, AL 36608 Property Records

Mobile County property record for 2 Garden Trce, Mobile, AL 36608

Property Summary

Property Type	Single Family Home
Details	4.5 ba · 3,750 sqft · built 2019
Lot Size	0.57 acres (24,829 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,500,000 (May 2025)
Tax Bill	$6,487 (2025)
Deeds & Mortgages	Jan 2020 Loan Modification May 2019 Loan Modification + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R022806372001028002`

Property Details

APN / Parcel Number

Primary APN	`R022806372001028002`
Alternative APNs	`28 06 37 2 001 028.002` `04006261` `4006261`

Interior

Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,750 sqft Living Area
1st Floor Area	2,641 sqft
Upper Floors Area	1,109 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	24,829 sqft (0.57 acres)
Garage Area	742 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	943 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	4006261
Street Address	2 GARDEN TRCE
City	MOBILE
State	AL
Zip	36608-1456
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 2 GARDEN TRACE MAP BOOK 127 PAGE 124
Legal Range	04S
Legal Township	04S
Legal Section	37
Legal Subdivision	GARDEN TRACE
Legal Lot Number	2
Jurisdiction	MOBILE AL
Township / Civil Division	MOBILE
Census Block Group	3
Census Block	3009
Census Tract	3302

Owner

Source: Mobile County records, as of July 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	640 CHELSEA DR E, MOBILE, AL 36608-1506
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants in Common

Deeds, Mortgages & Sale History

Date	Document
Jan 31, 2020	Loan Modification, Mortgage CENTURY BK
May 23, 2019	Loan Modification, Mortgage CENTURY BK
May 2, 2018	Warranty Deed, Construction Loan · Line of Credit CENTURY BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 13, 2025 · Amount on Record
Deed Sale	May 13, 2025 · Amount on Record
Prior Sale	May 13, 2015 · Amount on Record
Deed Document Number	202529551
Record Updated	Sep 20, 2026

January 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MOBILE AL
Property Address	2 GARDEN TRCE, MOBILE, AL 36608-1456
Document Number	0000008039
Instrument Date	Jan 31, 2020
Transaction Type	Mortgage
Record Updated	Feb 27, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	2 GARDEN TRCE MOBILE AL 366081456, MOBILE, AL 36608-1456

Mortgage

Document Number	0000008039
Date	Feb 7, 2020
Instrument	8039

Lender

Name	CENTURY BK
Type	Bank
Address	127 W 165 SERVICE RD N, MOBILE, AL 36608

Agreement

Amount	Amount Recorded

May 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MOBILE AL
Property Address	2 GARDEN TRCE, MOBILE, AL 36608-1456
Document Number	0000029528
Instrument Date	May 23, 2019
Transaction Type	Mortgage
Record Updated	Jun 11, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	2 GARDEN TRCE MOBILE AL 366081456, MOBILE, AL 36608-1456

Mortgage

Document Number	0000029528
Date	May 29, 2019
Instrument	29528

Lender

Name	CENTURY BK
Type	Bank
Address	MOBILE, AL 36608

Agreement

Amount	Amount Recorded
Term	36 Months
Due	May 28, 2022

May 2018: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	MOBILE AL
Recording Date	May 2, 2018
Property Address	2 GARDEN TRCE, MOBILE, AL 36608-1456
Document Number	0000024267
Book / Page	007631 / 000959
Instrument Date	May 1, 2018
Instrument	24267
Transaction Type	Construction Loan
Record Updated	Feb 28, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	13 WIMBLEDON DR E MOBILE AL 366082385, MOBILE, AL 36608-2385

Mortgage

Document Number	24268
Date	May 2, 2018
Book Page	007631/000961
Instrument	24268

Lender

Name	CENTURY BK
Type	Bank
Address	MOBILE, AL 36608

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	May 1, 2019

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Mobile County assessment roll, as of December 23, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Mobile County
Municipality	Mobile City
Unified School District	Mobile County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,487.00 (+6.45%) Homeowner's exemption	$103,060 (+6.39%) Land $35,000 Building $68,060	$1,030,600 (+6.39%) Land $350,000 Building $680,600
2024	$6,094.00 (+3.69%) Homeowner's exemption	$96,870 (+3.65%) Land $35,000 Building $61,870	$968,700 (+3.65%) Land $350,000 Building $618,700
2023	$5,877.00 Homeowner's exemption	$93,460 Land $35,000 Building $58,460	$934,600 Land $350,000 Building $584,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	32 (1979–2004)
Claims Outside the SFHA	13 of 32
Most Recent Claim	Sep 2004 · Hurricane Ivan
Claims by Event	Hurricane Ivan, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 76% of Alabama
Wildfire Likelihood	0.06% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MOBILE, BD. OF W&S COMM. OF THE serves 279,000 people · EPA ID AL0001005
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 237 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	1,200 / 35

May also be available: T-Mobile, Verizon.

Nearby Properties on Garden Trce

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures