Anne Arundel County property record for 9 Franklin St, Annapolis, MD 21401
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 2,533 sqft · built 1908 |
| Lot Size | 0.115 acres (5,028 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $990,000 (Apr 2021) |
| Tax Bill | $13,324 (2023) |
| Deeds & Mortgages | Dec 2022 Line of Credit Apr 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-000-04310500 |
| Primary APN | 06-000-04310500 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 2,533 sqft Living Area |
| 1st Floor Area | 1,308 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1908 |
|---|---|
| Effective Year Built | Effective 1908 |
| Architectural Style | Conventional |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 5,028 sqft (0.115 acres) |
| Porch | Open Porch |
|---|---|
| Porch Area | 159 sqft |
| Deck Area | 70 sqft |
| Gazebo | 294 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 00004310500 |
|---|---|
| Street Address | 9 FRANKLIN ST |
| City | ANNAPOLIS |
| State | MD |
| Zip | 21401-2707 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 21R 7&9 FRANKLIN STREET |
| Legal Block | 1 |
| Legal Lot Number | 21R |
| Jurisdiction | ANNE ARUNDEL MD |
| Township / Civil Division | 6 |
| Census Block Group | 1 |
| Census Block | 1024 |
| Census Tract | 706102 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Colonial Annapolis Historic District (Boundary Increase) listed 1984 · 1,197 contributing resources · NRIS 84003875 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
9 Franklin St is owned and occupied by two individuals who bought it in April 2021.
Source: Anne Arundel County records, as of September 4, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 9 FRANKLIN ST, ANNAPOLIS, MD 21401-2707 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants with Right of Survivorship |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 22, 2022 | Deed of Trust, Mortgage · Line of Credit JUSTICE FEDERAL CREDIT UNION |
| Apr 17, 2021 | Deed, Transfer · Conventional Mortgage CALIBER HOME LOANS INC |
| Mar 26, 2020 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 17, 2021 · Amount on File |
| Deed Sale | Apr 17, 2021 · Amount on File |
| Deed Book / Page | 36576 / 36 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 9 FRANKLIN ST, ANNAPOLIS, MD 21401-2707 |
| Transaction Type | Mortgage |
| Record Updated | Jan 10, 2023 |
| Title Company | VESTA SETTLEMENTS LLC |
| Name | Verified Name |
|---|
| Document Number | 0393540176 |
|---|---|
| Date | Dec 22, 2022 |
| Book Page | 39354/176 |
| Name | JUSTICE FEDERAL CREDIT UNION |
|---|---|
| Type | Credit Union |
| Address | CHANTILLY, VA 20151 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Jan 28, 2043 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Recording Date | Apr 17, 2021 |
| Property Address | 9 FRANKLIN ST, ANNAPOLIS, MD 21401-2707 |
| Document Number | 0365760036 |
| Book / Page | 36576 / 36 |
| Instrument Date | Feb 26, 2021 |
| Transaction Type | Transfer |
| Record Updated | May 24, 2021 |
| Title Company | MID-MARYLAND TITLE COMPANY INC, MID MARYLAND TITLE CO INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $14,850.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 9 FRANKLIN ST, ANNAPOLIS, MD 21401-2707 |
| Document Number | 3657640 |
|---|---|
| Date | Apr 17, 2021 |
| Instrument | 36576/40 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Mar 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 9 FRANKLIN ST, ANNAPOLIS, MD 21401-2707 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | MID MARYLAND TITLE CO INC |
| Name | Verified Name |
|---|
| Document Number | 0343600164 |
|---|---|
| Date | Mar 26, 2020 |
| Book Page | 34360/164 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2050 |
Source: Anne Arundel County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Anne Arundel County |
| Municipality | Annapolis City |
| Unified School District | Anne Arundel County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,130,200 Land $842,200 Building $288,000 | $1,130,200 Land $842,200 Building $288,000 | |
| 2023 | $13,324.00 | $927,900 Land $759,200 Building $168,700 | $927,900 Land $759,200 Building $168,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 9 Franklin St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 37 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 43 units insured incl. 6 condo units |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 9 Franklin St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ANNAPOLIS serves 35,000 people · EPA ID MD0020001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2025 |
| Lead | 6 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 880 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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