Anne Arundel County property record for 7 Franklin St, Annapolis, MD 21401
| Property Type | Single Family Home |
|---|---|
| Details | 4.5 ba · 3,452 sqft · built 1913 |
| Lot Size | 0.161 acres (7,005 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $3,500,000 (Dec 2025) |
| Tax Bill | $25,700 (2025) |
| Deeds & Mortgages | Dec 2025 Sale & Mortgage Jun 2021 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-000-09164200 |
| Primary APN | 06-000-09164200 |
|---|---|
| Alternative APNs |
|
| Full Baths | 4.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,452 sqft Living Area |
| 1st Floor Area | 1,282 sqft |
| Basement Area | 748 sqft |
| Finished Basement | 748 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1913 |
|---|---|
| Effective Year Built | Effective 1913 |
| Architectural Style | Conventional |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 7,005 sqft (0.161 acres) |
| Garage Type | Detached |
| Garage Area | 216 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
|---|---|
| Porch Area | 112 sqft |
| Deck Area | 266 sqft |
| Shed | 1 Shed |
| Shed Area | 216 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 00009164200 |
|---|---|
| Street Address | 7 FRANKLIN ST |
| City | ANNAPOLIS |
| State | MD |
| Zip | 21401-2707 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 23R 7&9 FRANKLIN STREET |
| Legal Subdivision | MELVINS PLAN/MURRAY HILL |
| Legal Block | 1 |
| Legal Lot Number | 23R |
| Jurisdiction | ANNE ARUNDEL MD |
| Township / Civil Division | 6 |
| Census Block Group | 1 |
| Census Block | 1024 |
| Census Tract | 706102 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Colonial Annapolis Historic District (Boundary Increase) listed 1984 · 1,197 contributing resources · NRIS 84003875 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Anne Arundel County records, as of September 4, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 7 FRANKLIN ST, ANNAPOLIS, MD 21401-2707 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
| Date | Document |
|---|---|
| Dec 11, 2025 | Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE AFFINITY LLC |
| Jun 15, 2021 | Deed, Transfer MID-MARYLAND TITLE COMPANY INC, MID MARYLAND TITLE CO INC |
| Dec 30, 2019 | Deed, Transfer · Conventional Mortgage BNY MELLON NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 11, 2025 · Amount on Record |
| Deed Sale | Dec 11, 2025 · Amount on Record |
| Prior Sale | Jun 15, 2021 · Amount on Record |
| Deed Book / Page | 41910 / 299 |
| Prior Transfer Date | May 12, 2006 |
| Prior Transfer Doc | 6802 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Recording Date | Dec 11, 2025 |
| Property Address | 7 FRANKLIN ST, ANNAPOLIS, MD 21401-2707 |
| Document Number | 0419100299 |
| Book / Page | 41910 / 299 |
| Map Reference | MB 372 PG 38 PL19164 |
| Instrument Date | Nov 21, 2025 |
| Transaction Type | Transfer |
| Record Updated | Dec 30, 2025 |
| Title Company | CAPITOL TITLE GROUP |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $17,500.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 7 FRANKLIN ST, ANNAPOLIS, MD 21401-2707 |
| Document Number | 0041910307 |
|---|---|
| Date | Dec 11, 2025 |
| Instrument | 41910/307 |
| Name | GUARANTEED RATE AFFINITY LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Dec 1, 2065 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Recording Date | Jun 15, 2021 |
| Property Address | 7 FRANKLIN ST, ANNAPOLIS, MD 21401-2707 |
| Document Number | 0369850257 |
| Book / Page | 36985 / 257 |
| Map Reference | MB 19 PG 18 PL 788 |
| Instrument Date | Feb 26, 2021 |
| Transaction Type | Transfer |
| Record Updated | Jul 8, 2021 |
| Title Company | MID-MARYLAND TITLE COMPANY INC, MID MARYLAND TITLE CO INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $3,000.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 7 FRANKLIN ST, ANNAPOLIS, MD 21401-2707 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Recording Date | Dec 30, 2019 |
| Property Address | 7 FRANKLIN ST, ANNAPOLIS, MD 21401-2707 |
| Document Number | 0340090360 |
| Book / Page | 34009 / 360 |
| Map Reference | MB 19 FO 18 |
| Instrument Date | Dec 4, 2019 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2021 |
| Title Company | MID MARYLAND TITLE CO INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $23,250.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 7 FRANKLIN ST, ANNAPOLIS, MD 21401-2707 |
| Document Number | 34009365 |
|---|---|
| Date | Dec 30, 2019 |
| Instrument | 34009/365 |
| Name | BNY MELLON NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.12% |
| Type Change Date | Jan 1, 2027 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 8.12% |
| Index | 1-Year LIBOR |
| Max Rate | 8.12% |
Source: Anne Arundel County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Anne Arundel County |
| Municipality | Annapolis City |
| Unified School District | Anne Arundel County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,921,600 (+7.14%) Land $1,263,000 Building $658,600 | $1,921,600 (-) Land $1,263,000 Building $658,600 | |
| 2025 | $25,700.00 (+7.4%) | $1,793,467 (+16.67%) | $1,921,600 (+25.01%) Land $1,263,000 Building $658,600 |
| 2024 | $23,930.00 (+8.41%) | ||
| 2023 | $22,074.00 | $1,537,200 Land $1,138,500 Building $398,700 | $1,537,200 Land $1,138,500 Building $398,700 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 37 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 43 units insured incl. 6 condo units |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ANNAPOLIS serves 35,000 people · EPA ID MD0020001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2025 |
| Lead | 6 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 880 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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