Schenectady County and Schenectady City property record for 9 Elm St, Schenectady, NY 12304
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 984 sqft · built 1910 |
| Lot Size | 0.019 acres (864 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $49,000 (May 1993) |
| Tax Bill | $3,078 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 421500 49.59-3-45 |
| Primary APN | 421500 49.59-3-45 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 984 sqft Living Area |
| 1st Floor Area | 500 sqft |
| 2nd Floor Area | 484 sqft |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1910 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 864 sqft (0.019 acres) |
| Lot Dimensions | 32 ft deep x 27 ft wide |
| Porch | Slab |
| Porch Area | 48 sqft |
| Canopy | 66 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 9 ELM ST |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12304 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 03 - MULTI |
| Legal Description | FURMAN MAP 1X STUCCO |
| Legal Block | 3 |
| Legal Lot Number | 45.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | SCHENECTADY |
| Census Block Group | 4 |
| Census Block | 4004 |
| Census Tract | 20700 |
Source: Schenectady County and Schenectady City records, as of October 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1 ELM ST, SCHENECTADY, NY 12304-1201 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 27, 1993 · Amount on Record |
| Deed Sale | May 27, 1993 · Amount on Record |
| Deed Book / Page | 1379 / 289 |
| Record Updated | Oct 29, 2026 |
Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| Municipality | Schenectady City |
| Unified School District | Schenectady City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,078.00 (+5.19%) Homeowner's exemption | ||
| 2025 | $2,926.00 (+15.7%) | $52,900 (-) Land $7,900 Building $45,000 | $87,597 (+30.82%) Land $13,082 Building $74,515 |
| 2023 | $52,900 (-) Land $7,900 Building $45,000 | $66,962 (+3.8%) Land $10,000 Building $56,962 | |
| 2022 | $52,900 Land $7,900 Building $45,000 | $64,512 Land $9,634 Building $54,878 | |
| 2021 | $2,529.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070 |
|---|---|
| Water Source | Groundwater |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 924 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
May also be available: T-Mobile.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures