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23 Elm St, Schenectady, NY 12304 Property Records

Schenectady County and Schenectady City property record for 23 Elm St, Schenectady, NY 12304

Property Summary

Property TypeDuplex
Details3 bd · 2 ba · 1,760 sqft · built 1904
Lot Size0.108 acres (4,719 sqft)
OwnerCompany Name on File
Last Sale$166,000 (Jul 2023)
Tax Bill$4,817 (2026)
Deeds & MortgagesFeb 2020 Sale
Flood ZoneZone X (minimal risk)
APN421500 49.59-3-42

Property Details

APN / Parcel Number

Primary APN421500 49.59-3-42
Alternative APN
  • 150004905900030420000000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories2 Stories
Building Area1,760 sqft Total Area
1st Floor Area1,030 sqft
2nd Floor Area730 sqft

Exterior

Year BuiltBuilt 1904
Effective Year BuiltEffective 1904
Architectural StyleTraditional
Exterior MaterialWood
Lot Area4,719 sqft (0.108 acres)
Lot Dimensions143 ft deep x 33 ft wide
Garage TypeDetached
Garage Area140 sqft

Exterior Amenities

PorchSlab
Porch Area217 sqft
Shed1 Shed
Shed Area152 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address23 ELM ST
CitySCHENECTADY
StateNY
Zip12304-1201
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Local Zoning Code03 - MULTI
Legal Description2 WOOD AND GARAGE
Legal Block3
Legal Lot Number42.000
JurisdictionSCHENECTADY NY
Township / Civil DivisionSCHENECTADY
Census Block Group4
Census Block4004
Census Tract20700

Owner

23 Elm St, a duplex, is owned by a company that bought it in July 2023.

Source: Schenectady County and Schenectady City records, as of September 23, 2026

Owner of RecordCompany Name on File
Mailing Address11628 135TH ST, SOUTH OZONE PARK, NY 11420-2222
Owner TypeCompany
VestingCompany

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 14, 2023 · Amount on File
Deed SaleJul 14, 2023 · Amount on File
Prior SaleFeb 13, 2020 · Amount on File
Deed Document Number202340289
Deed Book / Page2111 / 889
Prior Transfer DateDec 16, 2009
Prior Transfer Doc0000052975
Record UpdatedOct 29, 2026

February 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSCHENECTADY NY
Recording DateFeb 13, 2020
Property Address23 ELM ST, SCHENECTADY, NY 12304-1201
Document Number0000006282
Book / Page002030 / 000493
Instrument DateJan 27, 2020
Instrument6282
Transaction TypeTransfer
Record UpdatedMar 4, 2020
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE INS CO

Transaction

AmountAmount on Record
Tax$336.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address1168 135TH ST SOUTH OZONE PARK NY 11420, SOUTH OZONE PARK, NY 11420

Tax Assessment & Valuation

The 2026 property tax bill for 23 Elm St was $4,817, down 4.1% from the year before.

Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
MunicipalitySchenectady City
Unified School DistrictSchenectady City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,817.00 (-4.06%)
2025$5,021.00$70,000 Land $10,500 Building $59,500$115,913 Land $17,387 Building $98,526
2023$70,000 (-) Land $10,500 Building $59,500$88,608 (+3.8%) Land $13,291 Building $75,317
2022$70,000 Land $10,500 Building $59,500$85,366 Land $12,805 Building $72,561
2021$4,241.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 23 Elm St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 23 Elm St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.2% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSCHENECTADY CITY WATER WORKS
serves 62,000 people · EPA ID NY4600070
Water SourceGroundwater
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 924 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fiber · Fixed Wireless in parts of the area		980 / 880

May also be available: T-Mobile.

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