Schenectady County and Schenectady City property record for 15 Elm St, Schenectady, NY 12304
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,376 sqft · built 1965 |
| Lot Size | 0.025 acres (1,116 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $25,000 (Jun 2017) |
| Tax Bill | $3,381 (2021) |
| Deeds & Mortgages | Jun 2017 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 421500 49.59-3-44 |
| Primary APN | 421500 49.59-3-44 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,376 sqft Living Area |
| 1st Floor Area | 700 sqft |
| 2nd Floor Area | 676 sqft |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 1965 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 1,116 sqft (0.025 acres) |
| Lot Dimensions | 31 ft deep x 36 ft wide |
| Porch | Slab |
| Porch Area | 90 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 15 ELM ST |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12304-1201 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 03 - MULTI |
| Legal Description | 2 WOOD |
| Legal Block | 3 |
| Legal Lot Number | 44.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | SCHENECTADY |
| Census Block Group | 4 |
| Census Block | 4004 |
| Census Tract | 20700 |
15 Elm St is owned and occupied by two individuals who bought it in June 2017.
Source: Schenectady County and Schenectady City records, as of April 14, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 15 ELM ST, SCHENECTADY, NY 12304-1201 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 2, 2017 · Amount on File |
| Deed Sale | Jun 2, 2017 · Amount on File |
| Deed Document Number | 201724459 |
| Deed Book / Page | 1963 / 703 |
| Prior Transfer Date | Oct 13, 2016 |
| Prior Transfer Doc | 0000052138 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Jun 2, 2017 |
| Property Address | 15 ELM ST, SCHENECTADY, NY 12304-1201 |
| Document Number | 0000024459 |
| Book / Page | 001963 / 000703 |
| Instrument Date | May 19, 2017 |
| Instrument | 24459 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2017 |
| Title Company | STEWART TITLE, STEWART TITLE INSURANCE COMPANY |
| Amount | Amount on Record |
|---|---|
| Tax | $100.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 106 LIBERTY AVE OZONE PARK NY 11416, OZONE PARK, NY 11416 |
Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| Municipality | Schenectady City |
| Unified School District | Schenectady City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $65,600 Land $9,800 Building $55,800 | $108,627 Land $16,228 Building $92,399 | |
| 2023 | $65,600 (-) Land $9,800 Building $55,800 | $83,038 (+3.8%) Land $12,405 Building $70,633 | |
| 2022 | $65,600 Land $9,800 Building $55,800 | $80,000 Land $11,951 Building $68,049 | |
| 2021 | $3,381.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 15 Elm St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 15 Elm St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070 |
|---|---|
| Water Source | Groundwater |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 924 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
May also be available: T-Mobile.
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