9 E Surfside Dr, Santa Rosa Beach, FL 32459 Property Records

Walton County property record for 9 E Surfside Dr, Santa Rosa Beach, FL 32459

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,805 sqft · built 2017
Lot Size	0.545 acres (23,740 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,575,000 (Oct 2020)
Tax Bill	$16,469 (2025)
Deeds & Mortgages	Jun 2021 Sale Oct 2020 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`01-3S-20-34030-000-0220`

Property Details

APN / Parcel Number

Primary APN	`01-3S-20-34030-000-0220`
Alternative APNs	`01-320-34030-000-0220` `1001059`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,805 sqft Living Area
Gross Area	4,034 sqft
1st Floor Area	2,805 sqft
Flooring	Wood
Interior Walls	Custom/Decorative
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Brick
Roof Type	Cathedral/Clerestory
Roof Material	Other
Lot Area	23,740 sqft (0.545 acres)
Lot Dimensions	220 ft deep x 108 ft wide
Garage Type	Attached
Garage Area	624 sqft
Driveway	Brick Driveway
Porch	Finished/Open Porch
Porch Area	526 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	9 E SURFSIDE DR
City	SANTA ROSA BEACH
State	FL
Zip	32459-4549
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RP
Legal Description	LOT 22 PINES OF BLUE MOUNTAIN BEACH PB 6-21 OR 738-346 OR 1014-190 OR 2394-356 OR 2952-560 OR 3028-2151 OR 3063-3890 OR 3114-4826 OR 3162-2726 OR 3203-4637
Legal Range	020
Legal Township	03S
Legal Section	01
Legal Subdivision	PINES OF BLUE MOUNTAIN BEACH
Legal Block	2
Legal Lot Number	22
Jurisdiction	WALTON FL
Township / Civil Division	WALTON BEACHES
Census Block Group	1
Census Block	1008
Census Tract	950606

Owner

Source: Walton County records, as of December 3, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	9 E SURFSIDE DR, SANTA ROSA BEACH, FL 32459-4549
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 23, 2021	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
Oct 5, 2020	Warranty Deed, Transfer SHORELINE TITLE LLC
Aug 16, 2019	Warranty Deed, Transfer · Conventional Mortgage WALTON FNDG LLC
Jan 19, 2018	Loan Modification, Mortgage BANCORPSOUTH
Jan 24, 2018	Quit Claim Deed, Transfer MCNEESE TITLE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 5, 2020 · Amount on Record
Deed Sale	Oct 5, 2020 · Amount on Record
Prior Sale	Aug 16, 2019 · Amount on Record
Deed Document Number	202039008
Deed Book / Page	3162 / 2726
Prior Transfer Date	Jan 19, 2018
Prior Transfer Doc	0030633890
Record Updated	Jun 8, 2026

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Jun 23, 2021
Property Address	9 E SURFSIDE DR, SANTA ROSA BEACH, FL 32459-4549
Document Number	0032034637
Book / Page	3203 / 4637
Map Reference	MB 6 PG 21
Instrument Date	Jun 22, 2021
Instrument	20210031583
Transaction Type	Transfer
Record Updated	Jul 7, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	16035 WESTBROOK RD, 16035, MILTON, GA 30004-2887

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9 E SURFSIDE DR, SANTA ROSA BEACH, FL 32459-4549

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Oct 5, 2020
Property Address	9 E SURFSIDE DR, SANTA ROSA BEACH, FL 32459-4549
Document Number	0031622726
Book / Page	003162 / 002726
Instrument Date	Sep 30, 2020
Instrument	3908
Transaction Type	Transfer
Record Updated	Oct 29, 2020
Title Company	SHORELINE TITLE LLC

Transaction

Amount	Amount Recorded
Tax	$11,025.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	16035 WESTBROOK RD MILTON GA 300042887, MILTON, GA 30004-2887

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Aug 16, 2019
Property Address	9 E SURFSIDE DR, SANTA ROSA BEACH, FL 32459-4549
Document Number	0031144826
Book / Page	003114 / 004826
Instrument Date	Aug 14, 2019
Instrument	27975
Transaction Type	Transfer
Record Updated	Aug 30, 2019
Title Company	MCNEESE TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$8,610.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	222 CHAPMAN ST SANTA ROSA BEACH FL 324598561, SANTA ROSA BEACH, FL 32459-8561

Mortgage

Document Number	31144828
Date	Aug 16, 2019
Book Page	003114/004828
Instrument	27976

Lender

Name	WALTON FNDG LLC
Type	Mortgage Company
Address	INLET BEACH, FL 32461

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 15, 2049

January 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	WALTON FL
Property Address	9 E SURFSIDE DR, SANTA ROSA BEACH, FL 32459-4549
Document Number	0030633892
Instrument Date	Jan 19, 2018
Transaction Type	Mortgage
Record Updated	Feb 8, 2018
Title Company	MCNEESE TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	146 A ST SEACREST FL 324617115, SEACREST, FL 32461-7115

Mortgage

Document Number	0030633892
Date	Jan 24, 2018
Book Page	003063/003892
Instrument	2369

Lender

Name	BANCORPSOUTH
Type	Bank
Address	TUPELO, MS 38803

Agreement

Amount	Amount Recorded
Term	300 Months
Due	Jan 23, 2043

Interest

Rate Type	Adjustable Rate
Rate	4.12%

January 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WALTON FL
Recording Date	Jan 24, 2018
Property Address	9 E SURFSIDE DR, SANTA ROSA BEACH, FL 32459-4549
Document Number	0030633890
Book / Page	003063 / 003890
Instrument Date	Jan 19, 2018
Instrument	2368
Transaction Type	Transfer
Record Updated	Nov 20, 2018
Title Company	MCNEESE TITLE LLC

Transaction

Amount	Amount Recorded
Tax	$2,030.00
Amount Accuracy	Confirmed
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	9 E SURFSIDE DR SANTA ROSA BEACH FL 324594549, SANTA ROSA BEACH, FL 32459-4549

Tax Assessment & Valuation

Source: Walton County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$16,469.00 (+1.84%) Homeowner's exemption	$1,861,281 (-6.24%)	$2,150,022 (+8.31%) Land $756,250 Building $1,393,772
2024	$16,172.00 (+3.61%)
2023	$15,609.00 (+1.05%) Homeowner's exemption	$1,985,083 (+16.43%) Land $577,500 Building $1,407,583	$1,985,083 (+16.43%) Land $577,500 Building $1,407,583
2022	$15,447.00 Homeowner's exemption	$1,704,991 Land $466,200 Building $1,238,791	$1,704,991 Land $466,200 Building $1,238,791

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 413 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	725 units insured incl. 312 condo units
Nearby Flood Claims	12 (2005–2025)
Claims Outside the SFHA	10 of 12
Most Recent Claim	Oct 2025 · rainfall accumulation
Claims by Event	Hurricane Sally, Sep 2020 · 3 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Apr 2014 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 68% of the US · above 47% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	REGIONAL UTILITIES WATER SYSTEM private · serves 62,225 people · EPA ID FL1660596
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 194 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
Wildstar Networks Fixed Wireless	200 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink.

Nearby Properties on E Surfside Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures