49 E Surfside Dr, Santa Rosa Beach, FL 32459 Property Records

Walton County property record for 49 E Surfside Dr, Santa Rosa Beach, FL 32459

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,495 sqft · built 2016
Lot Size	0.55 acres (23,960 sqft)
Owner	2 Individual Names on Record
Last Sale	$155,000 (Jan 2015)
Tax Bill	$5,165 (2025)
Deeds & Mortgages	Feb 2026 Transfer Nov 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`01-3S-20-34030-000-0240`

Property Details

APN / Parcel Number

Primary APN	`01-3S-20-34030-000-0240`
Alternative APNs	`01-320-34030-000-0240` `1001061`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,495 sqft Living Area
Gross Area	3,576 sqft
1st Floor Area	2,495 sqft
Flooring	Tile
Interior Walls	Custom/Decorative

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Exterior Material	Concrete
Roof Type	Cathedral/Clerestory
Roof Material	Other
Lot Area	23,960 sqft (0.55 acres)
Garage Type	Attached
Garage Area	680 sqft
Driveway	Brick Driveway
Porch	Finished/Open Porch
Porch Area	401 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	49 E SURFSIDE DR
City	SANTA ROSA BEACH
State	FL
Zip	32459-4549
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 24 PINES OF BLUE MOUNTAIN BEACH PB 6-21 OR 1158-218 OR 2706-3069 OR 2709-1649 OR 2709-1651 OR 2796-154 OR 2969-3772 OR 3170-2085
Legal Range	020
Legal Township	03S
Legal Section	01
Legal Subdivision	PINES OF BLUE MOUNTAIN BEACH
Legal Block	2
Legal Lot Number	24
Jurisdiction	WALTON FL
Township / Civil Division	WALTON BEACHES
Census Block Group	1
Census Block	1008
Census Tract	950606

Owner

Source: Walton County records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	49 E SURFSIDE DR, SANTA ROSA BEACH, FL 32459-4549
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Feb 23, 2026	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Nov 24, 2020	Intrafamily Transfer, Transfer · Line of Credit PINES OF BLUE MOUNTAIN BEACH

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 30, 2015 · Amount on Record
Deed Sale	Jan 30, 2015 · Amount on Record
Deed Document Number	20151309874
Deed Book / Page	2969 / 3772
Last Transfer Date	Nov 12, 2020
Transfer Doc	0031702085
Record Updated	Sep 20, 2026

February 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WALTON FL
Recording Date	Feb 23, 2026
Property Address	49 E SURFSIDE DR, SANTA ROSA BEACH, FL 32459-4549
Document Number	0033880568
Book / Page	3388 / 568
Map Reference	MB 6 PG 21
Instrument Date	Jan 21, 2026
Instrument	20260006616
Transaction Type	Transfer
Record Updated	Mar 11, 2026
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	49 E SURFSIDE DR, SANTA ROSA BEACH, FL 32459-4549

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	49 E SURFSIDE DR, SANTA ROSA BEACH, FL 32459-4549

November 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WALTON FL
Recording Date	Nov 24, 2020
Property Address	49 E SURFSIDE DR, SANTA ROSA BEACH, FL 32459-4549
Document Number	0031702085
Book / Page	3170 / 2085
Map Reference	MB 6 PG 21
Instrument Date	Nov 12, 2020
Instrument	20200048122
Transaction Type	Transfer
Record Updated	Dec 30, 2021
Title Company	ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	49 E SURFSIDE DR, SANTA ROSA BEACH, FL 32459-4549

Mortgage

Document Number	0031702089
Date	Nov 24, 2020
Instrument	3170/2089

Lender

Name	PINES OF BLUE MOUNTAIN BEACH
Type	Non-Lending Institution

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Walton County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,165.00 (+1.91%) Homeowner's exemption	$610,313 (-61.18%)	$1,741,241 (+10.75%) Land $756,250 Building $984,991
2024	$5,068.00 (+3.77%)
2023	$4,884.00 (+1.18%) Homeowner's exemption	$1,572,271 (+17.21%) Land $577,500 Building $994,771	$1,572,271 (+17.21%) Land $577,500 Building $994,771
2022	$4,827.00 Homeowner's exemption	$1,341,452 Land $466,200 Building $875,252	$1,341,452 Land $466,200 Building $875,252

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 413 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	725 units insured incl. 312 condo units
Nearby Flood Claims	12 (2005–2025)
Claims Outside the SFHA	10 of 12
Most Recent Claim	Oct 2025 · rainfall accumulation
Claims by Event	Hurricane Sally, Sep 2020 · 3 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Apr 2014 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 68% of the US · above 47% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	REGIONAL UTILITIES WATER SYSTEM private · serves 62,225 people · EPA ID FL1660596
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 194 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
Wildstar Networks Fixed Wireless	200 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink.

Nearby Properties on E Surfside Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures