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14 E Surfside Dr, Santa Rosa Beach, FL 32459 Property Records

Walton County property record for 14 E Surfside Dr, Santa Rosa Beach, FL 32459

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,982 sqft · built 2019
Lot Size0.572 acres (24,916 sqft)
Owner2 Individual Names on Record
Last Sale$155,000 (Apr 2015)
Tax Bill$5,844 (2025)
Deeds & MortgagesOct 2022 Transfer
Jun 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN01-3S-20-34030-000-0350

Property Details

APN / Parcel Number

Primary APN01-3S-20-34030-000-0350
Alternative APNs
  • 01-320-34030-000-0350
  • 1001072

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,982 sqft Living Area
Gross Area3,528 sqft
1st Floor Area1,982 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2019
Effective Year BuiltEffective 2019
Exterior MaterialConcrete
Roof TypeCathedral/Clerestory
Roof MaterialOther
Lot Area24,916 sqft (0.572 acres)
Lot Dimensions215 ft deep x 116 ft wide
Garage TypeAttached
Garage Area556 sqft
Deck AreaDeck Area
Patio Area970 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address14 E SURFSIDE DR
CitySANTA ROSA BEACH
StateFL
Zip32459-4548
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 35 PINES OF BLUE MOUNTAIN BEACH PB 6-21 OR 2389-402 OR 2389-422 OR 2614-725 OR 2975-529 OR 3270-3813
Legal Range020
Legal Township03S
Legal Section01
Legal SubdivisionPINES OF BLUE MOUNTAIN BEACH
Legal Block3
Legal Lot Number35
JurisdictionWALTON FL
Township / Civil DivisionWALTON BEACHES
Census Block Group1
Census Block1008
Census Tract950606

Owner

Source: Walton County records, as of December 3, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address14 E SURFSIDE DR, SANTA ROSA BEACH, FL 32459-4548
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Oct 21, 2022Intrafamily Transfer, Transfer
ATTORNEY ONLY, ATTORNEY
Jun 27, 2019Deed of Trust, Mortgage · Conventional Mortgage
SUN TRUST BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 1, 2015 · Amount on Record
Deed SaleApr 1, 2015 · Amount on Record
Prior SaleJun 8, 2004 · Amount on Record
Deed Document Number20151316935
Deed Book / Page2975 / 529
Last Transfer DateOct 20, 2022
Transfer Doc0032703813
Record UpdatedSep 20, 2026

October 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionWALTON FL
Recording DateOct 21, 2022
Property Address14 E SURFSIDE DR, SANTA ROSA BEACH, FL 32459-4548
Document Number0032703813
Book / Page3270 / 3813
Map ReferenceMB 6 PG 21
Instrument DateOct 20, 2022
Instrument20220046809
Transaction TypeTransfer
Record UpdatedNov 8, 2022
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address14 E SURFSIDE DR, 14, SANTA ROSA BEACH, FL 32459-4548

Transferred To (Grantee/Buyer)

NameVerified Name
Address3250 GRAND AVE APT 405, 405, MIAMI, FL 33133-5034

June 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWALTON FL
Property Address14 E SURFSIDE DR, SANTA ROSA BEACH, FL 32459-4548
Transaction TypeMortgage
Record UpdatedMar 15, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0031094456
DateJun 27, 2019
Book Page3109/4456
Instrument20190021443
Lender
NameSUN TRUST BANK
TypeBank
AddressRICHMOND, VA 23224
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2049

Tax Assessment & Valuation

Source: Walton County assessment roll, as of December 3, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyWalton County
Unified School DistrictWalton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,844.00 (+1.92%)$685,381 (-51%)$1,445,631 (+3.35%) Land $605,000 Building $840,631
2024$5,734.00 (+3.75%)
2023$5,527.00 (+1.15%) Homeowner's exemption$1,398,823 (+17.38%) Land $550,000 Building $848,823$1,398,823 (+17.38%) Land $550,000 Building $848,823
2022$5,464.00 Homeowner's exemption$1,191,691 Land $444,000 Building $747,691$1,191,691 Land $444,000 Building $747,691

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 413 individual policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies725 units insured
incl. 312 condo units
Nearby Flood Claims12 (2005–2025)
Claims Outside the SFHA10 of 12
Most Recent ClaimOct 2025 · rainfall accumulation
Claims by Event
  • Hurricane Sally, Sep 2020 · 3 claims
  • Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Apr 2014 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 57% of the US · lower than 71% of Florida
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemREGIONAL UTILITIES WATER SYSTEM
private · serves 62,225 people · EPA ID FL1660596
Water SourceGroundwater
Last State InspectionJul 2024
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 194 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
LiveOak Fiber
Fiber		5,000 / 5,000
Mediacom Xtream
Cable		1,000 / 50
Verizon
Fixed Wireless		300 / 20
Wildstar Networks
Fixed Wireless		200 / 50
T-Mobile
Fixed Wireless		100 / 20

May also be available: CenturyLink.

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