9 Derby Ln, Lugoff, SC 29078 Property Records

Kershaw County property record for 9 Derby Ln, Lugoff, SC 29078

Property Summary

Property TypeSingle Family Home
Details1,974 sqft
OwnerOwner Name on File
Last Sale$108,000 (Sep 2011)
Tax Bill$1,051 (2025)
Deeds & MortgagesMay 2019 Loan Modification
Flood ZoneZone X (minimal risk)
APN296-20-00-019-SFZ

Property Details

APN / Parcel Number

Primary APN296-20-00-019-SFZ
Alternative APN
  • 38818

Interior

Stories1 Story
Building Area1,974 sqft Gross Area
Gross Area1,396 sqft

Exterior

Exterior MaterialVinyl
Garage TypeAttached
Garage Area400 sqft
PorchPorch
Porch Area80 sqft
Patio Area98 sqft

Location & Zoning

Account Number38818
Old Parcel Number296-20-00-019 SFZ
Street Address9 DERBY LN
CityLUGOFF
StateSC
Zip29078-8750
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePDD
Legal DescriptionDIST:277F MAP REF:BK A168 PG 9
Legal SubdivisionCENTER FIELD SUB
JurisdictionKERSHAW SC
Township / Civil DivisionELGIN
Census Block Group1
Census Block1038
Census Tract970403

Owner

The current owner of 9 Derby Ln bought it in September 2011.

Source: Kershaw County records, as of November 6, 2025

Owner of RecordOwner Name on File
Mailing Address9 DERBY LN, LUGOFF, SC 29078-8750
OccupancyOwner Occupied

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Last SaleSep 23, 2011 · Amount on File
Deed SaleSep 23, 2011 · Amount on File
Prior SaleMar 2, 2005 · Amount on File
Deed Document Number0002845288
Deed Book / Page2845 / 288
Record UpdatedJun 8, 2026

May 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionKERSHAW SC
Property Address9 DERBY LN, LUGOFF, SC 29078-8750
Document Number0000003690
Instrument DateMay 1, 2019
Transaction TypeMortgage
Record UpdatedApr 22, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address9 DERBY LN LUGOFF SC 290788750, LUGOFF, SC 29078-8750

Mortgage

Document Number0000003690
DateMay 16, 2019
Book Page004027/000016
Instrument3690
Lender
NameJP MORGAN CHASE BK
TypeBank
AddressMONROE, LA 71203-4774
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueMay 15, 2049
Interest
Rate4.12%

Tax Assessment & Valuation

The 2025 property tax bill for 9 Derby Ln was $1,051.

Source: Kershaw County assessment roll, as of September 13, 2025

Property Jurisdictions

TypeName
StateSouth Carolina
CountyKershaw County
Unified School DistrictKershaw County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,051.00$138,000 Land $20,000 Building $118,000$138,000
2023$83.00$138,000 Land $20,000 Building $118,000$138,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 9 Derby Ln in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 28, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 15 policies
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies15 in force
Nearby Flood Claims3 (2013–2021)
Claims Outside the SFHA3 of 3
Most Recent ClaimFeb 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 9 Derby Ln is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · lower than 86% of South Carolina
Wildfire Likelihood0.05% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 90 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
TruVista Communications
Fiber · Cable in parts of the area
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

Nearby Properties on Derby Ln

Nearby Streets

Search Property Records by Address or Parcel Number