Kershaw County property record for 16 Derby Ln, Lugoff, SC 29078
| Property Type | Single Family Home |
|---|---|
| Details | 2,615 sqft · built 2002 |
| Lot Size | 0.655 acres (28,542 sqft) |
| Owner | Individual Name on File |
| Last Sale | $215,000 (Apr 2026) |
| Tax Bill | $1,560 (2025) |
| Deeds & Mortgages | Apr 2026 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 296-20-00-015-SFZ |
| Primary APN | 296-20-00-015-SFZ |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,615 sqft Gross Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Exterior Material | Vinyl |
| Lot Area | 28,542 sqft (0.655 acres) |
| Garage Type | Attached |
| Garage Area | 404 sqft |
| Porch | Porch |
| Porch Area | 219 sqft |
| Patio Area | 120 sqft |
| Account Number | 38814 |
|---|---|
| Street Address | 16 DERBY LN |
| City | LUGOFF |
| State | SC |
| Zip | 29078-8750 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PDD |
| Legal Description | CANTER FIELD SUBDIV LOT 15A |
| Legal Subdivision | CANTER FIELD SUBDIV |
| Legal Lot Number | 15A |
| Jurisdiction | KERSHAW SC |
| Township / Civil Division | ELGIN |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 970403 |
16 Derby Ln is owned by an individual who bought it in April 2026.
Source: Kershaw County records, as of April 28, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 743, LUGOFF, SC 29078-0743 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 21, 2026 · Amount on File |
| Deed Sale | Apr 21, 2026 · Amount on File |
| Prior Sale | Jul 28, 2021 · Amount on File |
| Deed Document Number | 20263640 |
| Deed Book / Page | 5571 / 247 |
| Prior Transfer Date | Jul 27, 2021 |
| Prior Transfer Doc | 0000008261 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | KERSHAW SC |
| Recording Date | Apr 21, 2026 |
| Property Address | 16 DERBY LN, LUGOFF, SC 29078-8750 |
| Document Number | 0000003640 |
| Book / Page | 5571 / 247 |
| Instrument Date | Apr 20, 2026 |
| Instrument | 2026.3640 |
| Transaction Type | Transfer |
| Record Updated | Apr 29, 2026 |
| Title Company | CORPORATION SERVICES COMPANY, CORPORATION SERVICE COMPANY |
| Amount | Amount on Record |
|---|---|
| Tax | $56,459.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
The 2025 property tax bill for 16 Derby Ln was $1,560.
Source: Kershaw County assessment roll, as of November 7, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Kershaw County |
| Unified School District | Kershaw County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,560.00 | $220,900 Land $20,000 Building $200,900 | $220,900 |
| 2023 | $2,771.00 | $220,900 Land $20,000 Building $200,900 | $220,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 16 Derby Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 28, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 15 policies |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 15 in force |
| Nearby Flood Claims | 3 (2013–2021) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Feb 2021 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 16 Derby Ln is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · lower than 89% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LUGOFF ELGIN WATER AUTH serves 25,783 people · EPA ID SC2820001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2026 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 90 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| TruVista Communications Fiber · Cable in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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