Kershaw County property record for 5 Derby Ln, Lugoff, SC 29078
| Property Type | Single Family Home |
|---|---|
| Details | 1,511 sqft |
| Owner | 2 Individual Names on File |
| Tax Bill | $985 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 296-20-00-020-SFZ |
| Primary APN | 296-20-00-020-SFZ |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,511 sqft Gross Area |
| Gross Area | 1,317 sqft |
| Exterior Material | Vinyl |
|---|---|
| Porch | Porch |
| Porch Area | 96 sqft |
| Patio Area | 98 sqft |
| Account Number | 38819 |
|---|---|
| Old Parcel Number | 296-20-00-020 SFZ |
| Street Address | 5 DERBY LN |
| City | LUGOFF |
| State | SC |
| Zip | 29078-8750 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PDD |
| Legal Description | DIST:277F MAP REF:BK A168 PG 9 |
| Legal Subdivision | CANTOR FIELD SUB |
| Jurisdiction | KERSHAW SC |
| Township / Civil Division | ELGIN |
| Census Block Group | 1 |
| Census Block | 1038 |
| Census Tract | 970403 |
5 Derby Ln is owned and occupied by two individuals who acquired it in August 2022.
Source: Kershaw County records, as of November 6, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 5 DERBY LN, LUGOFF, SC 29078-8750 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 3, 2022 |
| Deed Sale | Aug 3, 2022 |
| Prior Sale | Feb 8, 2005 · Amount on File |
| Deed Document Number | 0004794191 |
| Deed Book / Page | 1706 / 236 |
| Prior Transfer Date | Aug 29, 2006 |
| Prior Transfer Doc | 09467 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 5 Derby Ln was $985.
Source: Kershaw County assessment roll, as of September 13, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Kershaw County |
| Unified School District | Kershaw County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $985.00 | $128,200 Land $20,000 Building $108,200 | $128,200 |
| 2023 | $339.00 | $128,200 Land $20,000 Building $108,200 | $128,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 5 Derby Ln in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 28, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 15 policies |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 15 in force |
| Nearby Flood Claims | 3 (2013–2021) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Feb 2021 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5 Derby Ln is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 86% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 90 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| TruVista Communications Fiber · Cable in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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