9 Cottage St, Worcester, MA 01609 Property Records

Worcester County and Worcester City property record for 9 Cottage St, Worcester, MA 01609

Property Summary

Property TypeTriplex
Details7 bd · 3 ba · 2,492 sqft · built 1890
Lot Size0.132 acres (5,732 sqft)
Owner2 Individual Names on Record
Last Sale$344,000 (Apr 2005)
Tax Bill$7,138 (2025)
Deeds & MortgagesFeb 2020 Refinance
Flood ZoneZone X (minimal risk)
APN3-027-00019

Property Details

APN / Parcel Number

Primary APN3-027-00019
Alternative APN
  • WORC M:03 B:027 L:00019

Interior

Bedrooms7 Beds
Full Baths3 Baths
Total Rooms18 Rooms
Units3 Units
Stories3 Stories
Building Area2,492 sqft Living Area
Gross Area4,684 sqft
1st Floor Area1,424 sqft
Basement Area1,424 sqft
Unfinished Basement1,424 sqft

Exterior

Year BuiltBuilt 1890
Effective Year BuiltEffective 1890
Architectural StyleOther
Exterior MaterialAluminum/Vinyl
Construction TypeStone
Roof TypeGable
Roof MaterialMetal
Lot Area5,732 sqft (0.132 acres)
Garage TypeBasement
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemSteam

Location & Zoning

Account Number3-027-00019
Street Address9 COTTAGE ST
CityWORCESTER
StateMA
Zip01609-2398
Property CategoryResidential
Property TypeResidential > Multi-Unit > Triplex
Local Zoning CodeRG-5
Legal SubdivisionJORDAN PARK SHREWSBURY PLAN IF
Legal Block27
Legal Lot Number19
JurisdictionWORCESTER MA
Township / Civil DivisionWORCESTER
Census Block Group3
Census Block3000
Census Tract731500

Owner

Source: Worcester County and Worcester City records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address9 COTTAGE ST, WORCESTER, MA 01609-2398
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 1, 2005 · Amount on Record
Deed SaleApr 1, 2005 · Amount on Record
Prior SaleNov 19, 2004 · Amount on Record
Deed Document Number200550315
Deed Book / Page36024 / 248
Record UpdatedJun 8, 2026

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWORCESTER MA
Property Address9 COTTAGE ST, WORCESTER, MA 01609-2398
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number61849-12
DateFeb 5, 2020
Book Page61849/12
Instrument12034
Lender
NamePEOPLES UNITED BANK
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueMar 1, 2050

Tax Assessment & Valuation

Source: Worcester County and Worcester City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyWorcester County
MunicipalityWorcester City
Unified School DistrictWorcester School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$7,138.00 (+12.16%)$541,200 (+21.95%) Land $57,900 Building $483,300
2023$6,364.00$443,800 Land $45,700 Building $398,100

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWORCESTER DPWP, WATER SUPPLY DIVISION
serves 206,518 people · EPA ID MA2348000
Water SourceSurface water
Last State InspectionSep 2025
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 497 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Starlink
Satellite
280 / 30

May also be available: Verizon.

Nearby Properties on Cottage St

Nearby Streets

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