8 Cottage St, Worcester, MA 01609 Property Records

Worcester County and Worcester City property record for 8 Cottage St, Worcester, MA 01609

Property Summary

Property Type	Apartments (5+ Units)
Details	8 bd · 4 ba · 4,117 sqft · built 1890
Lot Size	0.069 acres (3,004 sqft)
Owner	Company Name on Record
Last Sale	$779,900 (Aug 2023)
Tax Bill	$9,729 (2025)
Deeds & Mortgages	Aug 2023 Transfer Aug 2023 Sale + 4 more
Flood Zone	Zone X (minimal risk)
APN	`3-027-00009`

Property Details

APN / Parcel Number

Primary APN	`3-027-00009`
Alternative APN	`WORC M:03 B:027 L:00009`

Interior

Bedrooms	8 Beds
Full Baths	4 Baths
Total Rooms	18 Rooms
Units	4 Units
Stories	3 Stories
Building Area	4,117 sqft Living Area
Gross Area	6,237 sqft
1st Floor Area	1,446 sqft
Attic	Attic
Attic Area	918 sqft
Basement Area	1,589 sqft
Unfinished Basement	1,589 sqft

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Architectural Style	Other
Exterior Material	Wood Siding
Construction Type	Stone
Roof Type	Mansard
Roof Material	Asphalt
Lot Area	3,004 sqft (0.069 acres)

Utilities, Heating & Cooling

Heating Fuel	Gas

Location & Zoning

Account Number	3-027-00009
Street Address	8 COTTAGE ST
City	WORCESTER
State	MA
Zip	01609-2319
Property Category	Residential
Property Type	Residential > Multi-Unit > Apartments (5+ Units)
Local Zoning Code	RG-5
Legal Block	27
Legal Lot Number	9
Jurisdiction	WORCESTER MA
Township / Civil Division	WORCESTER
Census Block Group	3
Census Block	3007
Census Tract	731601

Owner

Source: Worcester County and Worcester City records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	17 BAKER ST, MALDEN, MA 02148-2901
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Aug 4, 2023	Quit Claim Deed, Transfer Quitclaim
Aug 2, 2023	Quit Claim Deed, Transfer
Jul 13, 2022	Quit Claim Deed, Transfer Quitclaim
Jun 10, 2022	Quit Claim Deed, Transfer · Stand-Alone First Mortgage PARK STREET VENT INC
Dec 7, 2020	Quit Claim Deed, Transfer · Stand-Alone First Mortgage 1ST NATIONAL BANK
Feb 28, 2020	Quit Claim Deed, Transfer · VA Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 2, 2023 · Amount on Record
Deed Sale	Aug 2, 2023 · Amount on Record
Prior Sale	Jun 10, 2022 · Amount on Record
Deed Book / Page	69471 / 136
Record Updated	Sep 20, 2026

August 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WORCESTER MA
Recording Date	Aug 4, 2023
Property Address	8 COTTAGE ST, WORCESTER, MA 01609-2319
Document Number	0069479-12
Book / Page	69479 / 12
Instrument Date	Aug 2, 2023
Instrument	63846
Transaction Type	Transfer
Record Updated	Aug 18, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17 BAKER ST, MALDEN, MA 02148-2901

August 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WORCESTER MA
Recording Date	Aug 2, 2023
Property Address	8 COTTAGE ST, WORCESTER, MA 01609-2319
Document Number	069471-136
Book / Page	69471 / 136
Instrument Date	Jul 28, 2023
Instrument	63198
Transaction Type	Transfer
Record Updated	Aug 18, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	17 BAKER ST, MALDEN, MA 02148-2901

July 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WORCESTER MA
Recording Date	Jul 13, 2022
Property Address	8 COTTAGE ST, WORCESTER, MA 01609-2319
Document Number	067898-160
Book / Page	67898 / 160
Instrument Date	Jul 11, 2022
Instrument	76303
Transaction Type	Transfer
Record Updated	Jul 29, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	350 COMMERCIAL ST, PROVINCETOWN, MA 02657-2333

June 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WORCESTER MA
Recording Date	Jun 10, 2022
Property Address	8 COTTAGE ST, WORCESTER, MA 01609-2319
Document Number	067734-266
Book / Page	67734 / 266
Instrument Date	Jun 9, 2022
Instrument	63790
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	491 MASSACHUSETTS AVE # STE2, STE2, BOSTON, MA 02118-1110

Mortgage

Document Number	0000063791
Date	Jun 10, 2022
Instrument	63791

Lender

Name	PARK STREET VENT INC

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

December 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WORCESTER MA
Recording Date	Dec 7, 2020
Property Address	8 COTTAGE ST, WORCESTER, MA 01609-2319
Document Number	63908-195
Book / Page	63908 / 195
Instrument Date	Nov 27, 2020
Instrument	150275
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	110 MAPLE LN, NORTHBOROUGH, MA 01532-2026

Mortgage

Document Number	150276
Date	Dec 7, 2020
Instrument	150276

Lender

Name	1ST NATIONAL BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

February 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WORCESTER MA
Recording Date	Feb 28, 2020
Property Address	8 COTTAGE ST, WORCESTER, MA 01609-2319
Document Number	61962-158
Book / Page	61962 / 158
Instrument Date	Feb 27, 2020
Instrument	20962
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8 COTTAGE ST, WORCESTER, MA 01609-2319

Mortgage

Document Number	20963
Date	Feb 28, 2020
Instrument	20963

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	VA Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Worcester County and Worcester City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
Municipality	Worcester City
Unified School District	Worcester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$9,729.00 (+28.32%)	$737,600 (+39.51%) Land $34,800 Building $702,800
2023	$7,582.00	$528,700 Land $54,500 Building $474,200

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WORCESTER DPWP, WATER SUPPLY DIVISION serves 206,518 people · EPA ID MA2348000
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 497 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Verizon.

Nearby Properties on Cottage St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures