5 Cottage St, Worcester, MA 01609 Property Records

Worcester County and Worcester City property record for 5 Cottage St, Worcester, MA 01609

Property Summary

Property TypeApartments (5+ Units)
Details12 bd · 6 ba · 7,764 sqft · built 1900
Lot Size0.133 acres (5,792 sqft)
OwnerTrust Name on Record
Last Sale$285,000 (May 2001)
Tax Bill$10,605 (2025)
Deeds & MortgagesDec 2022 Transfer
Flood ZoneZone X (minimal risk)
APN3-027-00020

Property Details

APN / Parcel Number

Primary APN3-027-00020
Alternative APN
  • WORC M:03 B:027 L:00020

Interior

Bedrooms12 Beds
Full Baths6 Baths
Total Rooms30 Rooms
Units6 Units
Stories3 Stories
Building Area7,764 sqft Living Area
Gross Area10,988 sqft
1st Floor Area2,588 sqft
AtticAttic
Attic Area768 sqft
Basement Area2,588 sqft
Unfinished Basement2,588 sqft

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Architectural StyleOther
Exterior MaterialAluminum/Vinyl
Construction TypeStone
Roof TypeHip
Roof MaterialAsphalt
Lot Area5,792 sqft (0.133 acres)

Location & Zoning

Account Number3-027-00020
Street Address5 COTTAGE ST
CityWORCESTER
StateMA
Zip01609-2396
Property CategoryResidential
Property TypeResidential > Multi-Unit > Apartments (5+ Units)
Local Zoning CodeRG-5
Legal SubdivisionHALL DAVID CO
Legal Block27
Legal Lot Number20
JurisdictionWORCESTER MA
Township / Civil DivisionWORCESTER
Census Block Group3
Census Block3000
Census Tract731500

Owner

Source: Worcester County and Worcester City records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordTrust Name on Record
Mailing Address13 TREMONT ST, CAMBRIDGE, MA 02139-1222
Owner TypeIndividual
VestingTrust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 21, 2001 · Amount on Record
Deed SaleMay 21, 2001 · Amount on Record
Prior SaleMar 1, 2000 · Amount on Record
Deed Book / Page24058 / 128
Record UpdatedSep 20, 2026

December 2022: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionWORCESTER MA
Recording DateDec 21, 2022
Property Address5 COTTAGE ST, WORCESTER, MA 01609-2396
Document Number068635-381
Book / Page68635 / 381
Instrument DateDec 12, 2022
Instrument134403
Transaction TypeTransfer
Record UpdatedJan 24, 2024

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address13 TREMONT ST, CAMBRIDGE, MA 02139-1222

Tax Assessment & Valuation

Source: Worcester County and Worcester City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyWorcester County
MunicipalityWorcester City
Unified School DistrictWorcester School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$10,605.00 (+1.39%)$804,000 (+10.23%) Land $27,000 Building $777,000
2023$10,460.00$729,400 Land $48,600 Building $680,800

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWORCESTER DPWP, WATER SUPPLY DIVISION
serves 206,518 people · EPA ID MA2348000
Water SourceSurface water
Last State InspectionSep 2025
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 497 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Starlink
Satellite
280 / 30

May also be available: Verizon.

Nearby Properties on Cottage St

Nearby Streets

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