Westerly Town property record for 9 Chord St, Westerly, RI 02891
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,080 sqft · built 1973 |
| Lot Size | 0.237 acres (10,320 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $297,500 (Apr 2018) |
| Tax Bill | $3,148 (2025) |
| Deeds & Mortgages | Oct 2021 Refinance Apr 2018 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | WEST M:78 B:139 |
| Primary APN | WEST M:78 B:139 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,080 sqft Living Area |
| Gross Area | 2,608 sqft |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1973 |
| Architectural Style | Raised Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 10,320 sqft (0.237 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Oil |
| Account Number | 1128761 |
|---|---|
| Street Address | 9 CHORD ST |
| City | WESTERLY |
| State | RI |
| Zip | 02891-3118 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 139 |
| Jurisdiction | WESTERLY RI |
| Township / Civil Division | WESTERLY |
| Census Block Group | 2 |
| Census Block | 2049 |
| Census Tract | 50901 |
Source: Westerly Town records, as of June 22, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 9 CHORD ST, WESTERLY, RI 02891-3118 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 19, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance CITIZENS BANK |
| Apr 27, 2018 | Warranty Deed, Transfer · Conventional with PMI WASHINGTON TR CO |
| Jul 14, 2017 | Deed of Trust, Mortgage · Conventional Mortgage WEBSTER BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 27, 2018 · Amount on Record |
| Deed Sale | Apr 27, 2018 · Amount on Record |
| Prior Sale | Jul 3, 2012 · Amount on Record |
| Deed Document Number | 20181686 |
| Deed Book / Page | 2018 / 6735 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTERLY RI |
| Property Address | 9 CHORD ST, WESTERLY, RI 02891-3118 |
| Transaction Type | Mortgage |
| Record Updated | Oct 28, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2021-26025 |
|---|---|
| Date | Oct 19, 2021 |
| Book Page | 2021/26025 |
| Instrument | 2021-5806 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WESTERLY RI |
| Recording Date | Apr 27, 2018 |
| Property Address | 9 CHORD ST, WESTERLY, RI 02891-3118 |
| Document Number | 2018-6735 |
| Book / Page | 002018 / 006735 |
| Instrument Date | Apr 27, 2018 |
| Instrument | 1686 |
| Transaction Type | Transfer |
| Record Updated | Aug 8, 2018 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $297.50 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 2018-6738 |
|---|---|
| Date | Apr 27, 2018 |
| Book Page | 002018/006738 |
| Instrument | 1687 |
| Name | WASHINGTON TR CO |
|---|
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 26, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTERLY RI |
| Property Address | 9 CHORD ST, WESTERLY, RI 02891-3118 |
| Document Number | 2017-3744 |
| Book / Page | 002017 / 013744 |
| Instrument Date | Jul 14, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 15, 2017 |
| Name | Verified Name |
|---|---|
| Address | 9 CHORD ST WESTERLY RI 028913118, WESTERLY, RI 02891-3118 |
| Document Number | 2017-3744 |
|---|---|
| Date | Jul 31, 2017 |
| Book Page | 002017/013744 |
| Instrument | 3378 |
| Name | WEBSTER BK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jul 30, 2037 |
Source: Westerly Town assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| County Subdivision | Westerly Town |
| Unified School District | Westerly School District (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $3,148.00 (-6.97%) | $404,600 (+21.47%) Land $163,500 Building $241,100 |
| 2023 | $3,384.00 (+0.59%) | $333,100 (-) Land $116,800 Building $216,300 |
| 2022 | $3,364.00 | $333,100 Land $116,800 Building $216,300 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 4 (2010) |
| Claims Outside the SFHA | 3 of 4 |
| Most Recent Claim | Mar 2010 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 62% of Rhode Island |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WESTERLY WATER DEPARTMENT serves 35,298 people · EPA ID RI1559512 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 4 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 22 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 208 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fiber | 980 / 880 |
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