7 Chord St, Westerly, RI 02891 Property Records

Westerly Town property record for 7 Chord St, Westerly, RI 02891 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,008 sqft · built 1966
Lot Size	0.208 acres (9,040 sqft)
Owner	Individual Name on File
Last Sale	$185,000 (Apr 2013)
Tax Bill	$2,797 (2025)
Deeds & Mortgages	Oct 2021 Refinance
Flood Zone	Zone X (minimal risk)
APN	`WEST M:78 B:140`

Property Details

APN / Parcel Number

Primary APN	`WEST M:78 B:140`
Alternative APNs	`M:078 B:140 L` `3097070`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,008 sqft Living Area
Gross Area	2,296 sqft

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Architectural Style	Raised Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,040 sqft (0.208 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	3097070
Street Address	7 CHORD ST
City	WESTERLY
State	RI
Zip	02891-3118
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	140
Jurisdiction	WESTERLY RI
Township / Civil Division	WESTERLY
Census Block Group	2
Census Block	2049
Census Tract	50901

Owner

Source: Westerly Town records · APN WEST M:78 B:140

Assessment roll updated June 22, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	7 CHORD ST, WESTERLY, RI 02891-3118
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 24, 2013 · Amount on Record
Deed Sale	Apr 24, 2013 · Amount on Record
Prior Sale	Oct 30, 2006 · Amount on Record
Deed Book / Page	2013 / 8506
Transfer Doc	1584-269
Record Updated	Sep 20, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTERLY RI
Property Address	7 CHORD ST, WESTERLY, RI 02891-3118
Transaction Type	Mortgage
Record Updated	Oct 28, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021-25506
Date	Oct 13, 2021
Book Page	2021/25506
Instrument	20215705

Lender

Name	NEWREZ LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Nov 01, 2041

Tax Assessment & Valuation

Source: Westerly Town records · Assessment roll updated June 22, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Westerly Town
Unified School District	Westerly School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$2,797.00 (-1.96%)	$359,500 (+28.03%) Land $162,000 Building $197,500
2023	$2,853.00 (+0.6%)	$280,800 (-) Land $115,700 Building $165,100
2022	$2,836.00	$280,800 Land $115,700 Building $165,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, County delivery 44009C, updated December 26, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 440090509012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 8 individual NFIP policies nearby
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	8 in force 5 of 8 on primary residences
Nearby Flood Claims	4 (2010)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Mar 2010, rainfall accumulation, Severe Storms And Flooding
Flood Events	Severe Storms And Flooding (Mar 2010), 4 claims

Wildfire

Wildfire Risk	Low above 20% of the US · above 62% of Rhode Island
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.