Westerly Town property record for 14 Chord St, Westerly, RI 02891
| Property Type | Single Family Home |
|---|---|
| Details | 6 bd · 2 ba · 1,360 sqft · built 1987 |
| Lot Size | 0.364 acres (15,871 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $358,000 (Nov 2020) |
| Tax Bill | $3,277 (2025) |
| Deeds & Mortgages | Nov 2020 Sale & Mortgage Oct 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | WEST M:78 B:138 |
| Primary APN | WEST M:78 B:138 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 10 Rooms |
| Stories | 1 Story |
| Building Area | 1,360 sqft Living Area |
| Gross Area | 2,780 sqft |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Architectural Style | Raised Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 15,871 sqft (0.364 acres) |
| Heating System | Baseboard |
|---|---|
| Heating Fuel | Electric |
| Account Number | 10011634 |
|---|---|
| Street Address | 14 CHORD ST |
| City | WESTERLY |
| State | RI |
| Zip | 02891-3119 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 138 |
| Jurisdiction | WESTERLY RI |
| Township / Civil Division | WESTERLY |
| Census Block Group | 2 |
| Census Block | 2050 |
| Census Tract | 50901 |
Source: Westerly Town records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 14 CHORD ST, WESTERLY, RI 02891-3119 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 20, 2020 | Warranty Deed, Transfer · Conventional with PMI WASHINGTON TR CO |
| Oct 31, 2017 | Warranty Deed, Transfer · Conventional Mortgage WASHINGTON TR CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 20, 2020 · Amount on File |
| Deed Sale | Nov 20, 2020 · Amount on File |
| Prior Sale | Oct 31, 2017 · Amount on File |
| Deed Document Number | 20205930 |
| Deed Book / Page | 2020 / 25890 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WESTERLY RI |
| Recording Date | Nov 20, 2020 |
| Property Address | 14 CHORD ST, WESTERLY, RI 02891-3119 |
| Document Number | 2020-5890 |
| Book / Page | 002020 / 025890 |
| Instrument Date | Nov 20, 2020 |
| Instrument | 5930 |
| Transaction Type | Transfer |
| Record Updated | Dec 9, 2020 |
| Title Company | NOT AVAILABLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $358.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 14 CHORD ST WESTERLY RI 028913119, WESTERLY, RI 02891-3119 |
| Document Number | 2020-5892 |
|---|---|
| Date | Nov 20, 2020 |
| Book Page | 002020/025892 |
| Instrument | 5931 |
| Name | WASHINGTON TR CO |
|---|
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 19, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WESTERLY RI |
| Recording Date | Oct 31, 2017 |
| Property Address | 14 CHORD ST, WESTERLY, RI 02891-3119 |
| Document Number | 2017-9500 |
| Book / Page | 002017 / 019500 |
| Instrument Date | Oct 27, 2017 |
| Instrument | 4851 |
| Transaction Type | Transfer |
| Record Updated | Nov 21, 2017 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $240.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 14 CHORD ST WESTERLY RI 028913119, WESTERLY, RI 02891-3119 |
| Document Number | 2017-9503 |
|---|---|
| Date | Oct 31, 2017 |
| Book Page | 002017/019503 |
| Instrument | 4852 |
| Name | WASHINGTON TR CO |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 30, 2047 |
Source: Westerly Town assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| County Subdivision | Westerly Town |
| Unified School District | Westerly School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,277.00 (-7.69%) | $421,200 (+20.55%) Land $173,200 Building $248,000 | $528,632 |
| 2023 | $3,550.00 (+0.6%) | $349,400 (-) Land $123,800 Building $225,600 | |
| 2022 | $3,529.00 | $349,400 Land $123,800 Building $225,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 4 (2010) |
| Claims Outside the SFHA | 3 of 4 |
| Most Recent Claim | Mar 2010 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 62% of Rhode Island |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WESTERLY WATER DEPARTMENT serves 35,298 people · EPA ID RI1559512 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 4 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 22 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 208 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fiber | 980 / 880 |
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