Westerly Town property record for 9 Charlene Ave, Westerly, RI 02891
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,231 sqft · built 1975 |
| Lot Size | 0.26 acres (11,307 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $75,000 (Oct 1996) |
| Tax Bill | $4,823 (2025) |
| Deeds & Mortgages | Feb 2021 Refinance Jul 2019 Mortgage + 1 more |
| Flood Zone | Zone X (moderate risk) |
| APN | WEST M:143 B:82 |
| Primary APN | WEST M:143 B:82 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 2,231 sqft Living Area |
| Gross Area | 4,230 sqft |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1975 |
| Architectural Style | Contemporary |
| Exterior Material | Wood Siding |
| Roof Material | Asphalt |
| Lot Area | 11,307 sqft (0.26 acres) |
| Heating System | Baseboard |
|---|---|
| Heating Fuel | Electric |
| Account Number | 22006190 |
|---|---|
| Street Address | 9 CHARLENE AVE |
| City | WESTERLY |
| State | RI |
| Zip | 02891-4405 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 82 |
| Jurisdiction | WESTERLY RI |
| Township / Civil Division | WESTERLY |
| Census Block Group | 2 |
| Census Block | 2037 |
| Census Tract | 51000 |
9 Charlene Ave is owned and occupied by two individuals who bought it in October 1996.
Source: Westerly Town records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 9 CHARLENE AVE, WESTERLY, RI 02891-4405 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 5, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance WESTERLY COMMUNITY CU |
| Jul 25, 2019 | Deed of Trust, Mortgage · Conventional Mortgage CITIZENS BK |
| Nov 26, 2018 | Quit Claim Deed, Mortgage · Conventional Mortgage CITIZENS BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 7, 1996 · Amount on File |
| Deed Sale | Oct 7, 1996 · Amount on File |
| Deed Book / Page | 616 / 319 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTERLY RI |
| Property Address | 9 CHARLENE AVE, WESTERLY, RI 02891-4405 |
| Transaction Type | Mortgage |
| Record Updated | Feb 18, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2021-3122 |
|---|---|
| Date | Feb 5, 2021 |
| Book Page | 2021/3122 |
| Instrument | 2021-689 |
| Name | WESTERLY COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Mar 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTERLY RI |
| Property Address | 9 CHARLENE AVE, WESTERLY, RI 02891-4405 |
| Document Number | 2019-2248 |
| Instrument Date | Jul 25, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Aug 13, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 9 CHARLENE AVE WESTERLY RI 028914405, WESTERLY, RI 02891-4405 |
| Document Number | 2019-2248 |
|---|---|
| Date | Jul 30, 2019 |
| Book Page | 002019/012248 |
| Instrument | 3138 |
| Name | CITIZENS BK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jul 29, 2034 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WESTERLY RI |
| Recording Date | Nov 26, 2018 |
| Property Address | 9 CHARLENE AVE, WESTERLY, RI 02891-4405 |
| Document Number | 2018-83 |
| Book / Page | 002018 / 020083 |
| Instrument Date | Nov 20, 2018 |
| Instrument | 4989 |
| Transaction Type | Mortgage |
| Record Updated | Dec 13, 2018 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 9 CHARLENE AVE WESTERLY RI 028914405, WESTERLY, RI 02891-4405 |
| Document Number | 2018-67 |
|---|---|
| Date | Nov 26, 2018 |
| Book Page | 002018/020067 |
| Instrument | 4987 |
| Name | CITIZENS BK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Nov 25, 2033 |
The 2025 property tax bill for 9 Charlene Ave was $4,823.
Source: Westerly Town assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| County Subdivision | Westerly Town |
| Unified School District | Westerly School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,823.00 | $678,400 Land $390,100 Building $288,300 | $768,833 |
| 2023 | $4,811.00 (+0.63%) | $500,100 (-) Land $278,800 Building $221,300 | |
| 2022 | $4,781.00 | $500,100 Land $278,800 Building $221,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 9 Charlene Ave in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 140 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 143 units insured incl. 3 condo units |
| Nearby Flood Claims | 28 (1985–2021) |
| Claims Outside the SFHA | 8 of 28 |
| Most Recent Claim | Sep 2021 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 9 Charlene Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WESTERLY WATER DEPARTMENT serves 35,298 people · EPA ID RI1559512 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 4 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 22 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 258 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 35 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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