13 Charlene Ave, Westerly, RI 02891 Property Records

Westerly Town property record for 13 Charlene Ave, Westerly, RI 02891

Property Summary

Property Type	Seasonal / Vacation Home
Details	3 bd · 1.5 ba · 864 sqft · built 1970
Lot Size	0.26 acres (11,307 sqft)
Owner	Individual Name on File
Last Sale	$102,500 (Aug 1995)
Tax Bill	$4,206 (2025)
Deeds & Mortgages	Jan 2019 Line of Credit
Flood Zone	Zone X (moderate risk)
APN	`WEST M:143 B:80`

Property Details

APN / Parcel Number

Primary APN	`WEST M:143 B:80`
Alternative APNs	`M:143 B:80 L` `11077190`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	864 sqft Living Area
Gross Area	2,380 sqft

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	11,307 sqft (0.26 acres)

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Account Number	11077190
Street Address	13 CHARLENE AVE
City	WESTERLY
State	RI
Zip	02891-4405
Property Category	Residential
Property Type	Residential > Specialized > Seasonal / Vacation Home
Legal Block	80
Jurisdiction	WESTERLY RI
Township / Civil Division	WESTERLY
Census Block Group	2
Census Block	2037
Census Tract	51000

Owner

13 Charlene Ave, a residential property, is owned by an individual who bought it in August 1995.

Source: Westerly Town records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	175 KINGSTON DR, EAST HARTFORD, CT 06118-2449
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 25, 1995 · Amount on File
Deed Sale	Aug 25, 1995 · Amount on File
Deed Book / Page	567 / 221
Record Updated	Oct 29, 2026

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTERLY RI
Property Address	13 CHARLENE AVE, WESTERLY, RI 02891-4405
Document Number	2019-1371
Instrument Date	Jan 18, 2019
Transaction Type	Mortgage
Record Updated	Feb 13, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	175 KINGSTON DR WESTERLY RI 02891, WESTERLY, RI 02891

Mortgage

Document Number	2019-1371
Date	Jan 29, 2019
Book Page	002019/001371
Instrument	348

Lender

Name	WASHINGTON TR CO

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jan 28, 2049

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 13 Charlene Ave was $4,206.

Source: Westerly Town assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Westerly Town
Unified School District	Westerly School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,206.00	$591,500 Land $390,100 Building $201,400	$622,838
2023	$4,134.00 (+0.63%)	$429,700 (-) Land $278,800 Building $150,900
2022	$4,108.00	$429,700 Land $278,800 Building $150,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 13 Charlene Ave in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 140 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	143 units insured incl. 3 condo units
Nearby Flood Claims	28 (1985–2021)
Claims Outside the SFHA	8 of 28
Most Recent Claim	Sep 2021 · rainfall accumulation
Claims by Event	Hurricane Sandy, Oct 2012 · 14 claims Severe Storms And Flooding, Apr 2010 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 13 Charlene Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WESTERLY WATER DEPARTMENT serves 35,298 people · EPA ID RI1559512
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	22 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 258 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20