Westerly Town property record for 7 Charlene Ave, Westerly, RI 02891
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,228 sqft · built 1975 |
| Lot Size | 0.25 acres (10,871 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $5,135 (2025) |
| Deeds & Mortgages | Oct 2022 Refinance Jul 2017 Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | WEST M:143 B:83 |
| Primary APN | WEST M:143 B:83 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,228 sqft Living Area |
| Gross Area | 4,703 sqft |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1975 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 10,871 sqft (0.25 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 22034535 |
|---|---|
| Street Address | 7 CHARLENE AVE |
| City | WESTERLY |
| State | RI |
| Zip | 02891-4405 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 83 |
| Jurisdiction | WESTERLY RI |
| Township / Civil Division | WESTERLY |
| Census Block Group | 2 |
| Census Block | 2037 |
| Census Tract | 51000 |
Source: Westerly Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 7 CHARLENE AVE, WESTERLY, RI 02891-4405 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 31, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance THE WASHINGTON TRUST CO OF WESTERLY |
| Jul 5, 2017 | Quit Claim Deed, Mortgage · Conventional Mortgage WASHINGTON TR CO |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTERLY RI |
| Property Address | 7 CHARLENE AVE, WESTERLY, RI 02891-4405 |
| Transaction Type | Mortgage |
| Record Updated | Nov 10, 2022 |
| Name | Verified Name |
|---|
| Document Number | 2022-18536 |
|---|---|
| Date | Oct 31, 2022 |
| Book Page | 2022/18536 |
| Instrument | 2022-4502 |
| Name | THE WASHINGTON TRUST CO OF WESTERLY |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2052 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WESTERLY RI |
| Recording Date | Jul 5, 2017 |
| Property Address | 7 CHARLENE AVE, WESTERLY, RI 02891-4405 |
| Document Number | 2017-2066 |
| Book / Page | 002017 / 012066 |
| Instrument Date | Jun 27, 2017 |
| Instrument | 2934 |
| Transaction Type | Mortgage |
| Record Updated | Jul 26, 2017 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 7 CHARLENE AVE WESTERLY RI 028914405, WESTERLY, RI 02891-4405 |
| Document Number | 2017-2068 |
|---|---|
| Date | Jul 5, 2017 |
| Book Page | 002017/012068 |
| Instrument | 2935 |
| Name | WASHINGTON TR CO |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jul 4, 2032 |
Source: Westerly Town assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| County Subdivision | Westerly Town |
| Unified School District | Westerly School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,135.00 (-7.73%) | $722,200 (+24.84%) Land $389,800 Building $332,400 | $1,021,412 |
| 2023 | $5,565.00 (+0.63%) | $578,500 (-) Land $278,500 Building $300,000 | |
| 2022 | $5,530.00 | $578,500 Land $278,500 Building $300,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 140 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 143 units insured incl. 3 condo units |
| Nearby Flood Claims | 28 (1985–2021) |
| Claims Outside the SFHA | 8 of 28 |
| Most Recent Claim | Sep 2021 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WESTERLY WATER DEPARTMENT serves 35,298 people · EPA ID RI1559512 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 4 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 22 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 258 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 35 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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