Kane County property record for 8N025 Phar Lap Dr, Saint Charles, IL 60175
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,651 sqft · built 1991 |
| Lot Size | 1.1 acres (47,916 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $10,154 (2025) |
| Deeds & Mortgages | May 2020 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-36-453-005 |
| Primary APN | 05-36-453-005 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,651 sqft Living Area |
| Basement Area | 840 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1991 |
| Exterior Material | Metal |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Lot Area | 47,916 sqft |
| Garage Area | 352 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Deck Area | Deck Area |
| Cooling System | Central |
|---|
| Street Address | 8N025 PHAR LAP DR |
|---|---|
| City | SAINT CHARLES |
| State | IL |
| Zip | 60175-5435 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | ARLINGTON EST |
| Legal Block | 1 |
| Legal Lot Number | 63 |
| Jurisdiction | KANE IL |
| Township / Civil Division | PLATO |
| Census Block Group | 1 |
| Census Block | 1104 |
| Census Tract | 850709 |
8N025 Phar Lap Dr is owned and occupied by two individuals.
Source: Kane County records, as of July 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 8N025 PHAR LAP DR, SAINT CHARLES, IL 60175-5435 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 8N025 PHAR LAP DR, ST CHARLES, IL 60175-5435 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000024103 |
|---|---|
| Date | May 12, 2020 |
| Instrument | 2020K024103 |
| Name | JP MORTGAGE GROUP |
|---|---|
| Type | Mortgage Company |
| Address | COLUMBUS, OH 43240 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 11, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.51% |
| Change Frequency | Monthly |
The 2025 property tax bill for 8N025 Phar Lap Dr was $10,154 with exemptions applied.
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Plato Township |
| Municipality | Campton Hills Village |
| Unified School District | St. Charles Community Unit School District 303 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $10,154.00 Homeowner's exemption Senior Citizen's exemption | $174,764 (+7.79%) Land $29,791 Building $144,973 | $524,502 (+7.79%) Land $89,409 Building $435,093 |
| 2024 | $162,134 Land $27,638 Building $134,496 | $486,597 Land $82,947 Building $403,649 | |
| 2022 | $8,985.00 (+6.95%) Homeowner's exemption | $132,422 (+7.75%) Land $23,138 Building $109,284 | $397,266 (+7.75%) Land $69,414 Building $327,852 |
| 2021 | $8,401.00 Homeowner's exemption | $122,903 Land $22,353 Building $100,550 | $368,709 Land $67,059 Building $301,650 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 8N025 Phar Lap Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 8N025 Phar Lap Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 74% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN serves 114,797 people · EPA ID IL0894380 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 184 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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