7N918 Phar Lap Dr, Saint Charles, IL 60175 Property Records

Kane County property record for 7N918 Phar Lap Dr, Saint Charles, IL 60175

Property Summary

Property Type	Single Family Home
Details	3 ba · 4,110 sqft · built 1999
Lot Size	1.01 acres (44,431 sqft)
Owner	Individual Name on File
Last Sale	$625,000 (Jan 2019)
Tax Bill	$17,683 (2025)
Deeds & Mortgages	Jan 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08-01-202-015`

Property Details

APN / Parcel Number

Primary APN	`08-01-202-015`

Interior

Full Baths	3 Baths
Stories	2 Stories
Building Area	4,110 sqft Living Area
Gross Area	7,200 sqft
Basement Area	1,766 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Exterior Material	Combination
Construction Type	Frame
Lot Area	44,431 sqft
Garage Type	Attached
Garage Area	1,324 sqft
Parking Spaces	5 Parking Spaces
Pool Area	684 sqft
Porch	Open Porch
Deck Area	140 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	7N918 PHAR LAP DR
City	SAINT CHARLES
State	IL
Zip	60175-5429
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 48 IN ARLINGTON ESTATES
Legal Subdivision	ARLINGTON ESTATES
Legal Block	2
Legal Lot Number	48
Jurisdiction	KANE IL
Township / Civil Division	CAMPTON
Census Block Group	2
Census Block	2003
Census Tract	852406

Owner

7N918 Phar Lap Dr is owned and occupied by an individual who bought it in January 2019.

Source: Kane County records, as of July 23, 2026

Owner of Record	Individual Name on File
Mailing Address	7N918 PHAR LAP DR, SAINT CHARLES, IL 60175-5429
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 8, 2019 · Amount on File
Deed Sale	Jan 8, 2019 · Amount on File
Prior Sale	May 4, 1999 · Amount on File
Deed Document Number	20191051
Prior Transfer Date	Jan 6, 2010
Prior Transfer Doc	0000005029
Record Updated	Oct 29, 2026

January 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	KANE IL
Recording Date	Jan 8, 2019
Property Address	7N918 PHAR LAP DR, ST CHARLES, IL 60175-5429
Document Number	0000001051
Instrument Date	Dec 31, 2018
Instrument	1051
Transaction Type	Transfer
Record Updated	Jan 18, 2019
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$625.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7N918 PHAR LAP DR ST CHARLES IL 601755429, ST CHARLES, IL 60175-5429

Mortgage

Document Number	1052
Date	Jan 8, 2019
Instrument	1052

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jan 7, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 7N918 Phar Lap Dr was $17,683 with a homeowner's exemption.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Campton Township
Municipality	Campton Hills Village
Unified School District	St. Charles Community Unit School District 303 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$17,683.00 Homeowner's exemption	$274,954 (+8.43%) Land $29,108 Building $245,846	$825,192 (+8.43%) Land $87,359 Building $737,833
2024		$253,577 Land $26,845 Building $226,732	$761,035 Land $80,567 Building $680,468
2022	$15,155.00 (+4.4%) Homeowner's exemption	$218,718 (+5.91%) Land $21,869 Building $196,849	$656,154 (+5.91%) Land $65,607 Building $590,547
2021	$14,516.00 Homeowner's exemption	$206,513 Land $20,649 Building $185,864	$619,539 Land $61,947 Building $557,592

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 7N918 Phar Lap Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 7N918 Phar Lap Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 184 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20