Kane County property record for 7N972 Phar Lap Dr, Saint Charles, IL 60175
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 3,134 sqft · built 1991 |
| Lot Size | 1.13 acres (49,658 sqft) |
| Owner | 2 Company Names on File |
| Tax Bill | $12,248 (2025) |
| Deeds & Mortgages | Mar 2019 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-01-202-017 |
| Primary APN | 08-01-202-017 |
|---|
| Full Baths | 3 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 3,134 sqft Living Area |
| Gross Area | 5,718 sqft |
| Basement Area | 1,658 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1991 |
| Exterior Material | Combination |
| Construction Type | Frame |
| Lot Area | 49,658 sqft |
| Garage Type | Attached |
| Garage Area | 660 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Enclosed Porch |
| Cooling System | Central |
|---|
| Street Address | 7N972 PHAR LAP DR |
|---|---|
| City | SAINT CHARLES |
| State | IL |
| Zip | 60175-5429 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | ARLINGTON ESTATES |
| Legal Block | 2 |
| Legal Lot Number | 46 |
| Jurisdiction | KANE IL |
| Township / Civil Division | CAMPTON |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 852406 |
7N972 Phar Lap Dr is owned by a company that acquired it in February 2014 and is owner-occupied.
Source: Kane County records, as of July 23, 2026
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 7N972 PHAR LAP DR, SAINT CHARLES, IL 60175-5429 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Borrower in Default |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Feb 13, 2014 |
| Transfer Doc | 0000008674 |
| Record Updated | Sep 20, 2026 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 7N972 PHAR LAP DR, ST CHARLES, IL 60175-5429 |
| Document Number | 0000012198 |
| Instrument Date | Mar 2, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Apr 8, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 7N972 PHAR LAP DR ST CHARLES IL 601755429, ST CHARLES, IL 60175-5429 |
| Document Number | 0000012198 |
|---|---|
| Date | Mar 29, 2019 |
| Instrument | 12198 |
| Name | BYRON BK |
|---|---|
| Type | Bank |
| Address | BYRON, IL 61010 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 7N972 Phar Lap Dr was $12,248 with exemptions applied.
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Campton Township |
| Municipality | Campton Hills Village |
| Unified School District | St. Charles Community Unit School District 303 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $12,248.00 Homeowner's exemption Senior Citizen's exemption | $200,912 (+8.43%) Land $29,108 Building $171,804 | $602,977 (+8.43%) Land $87,359 Building $515,618 |
| 2024 | $185,292 Land $26,845 Building $158,447 | $556,098 Land $80,567 Building $475,531 | |
| 2022 | $10,625.00 (+4.72%) Homeowner's exemption | $144,469 (+5.91%) Land $21,869 Building $122,600 | $433,407 (+5.91%) Land $65,607 Building $367,800 |
| 2021 | $10,146.00 Homeowner's exemption | $136,408 Land $20,649 Building $115,759 | $409,224 Land $61,947 Building $347,277 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 7N972 Phar Lap Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 7N972 Phar Lap Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 74% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN serves 114,797 people · EPA ID IL0894380 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 184 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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