8C Ludlow St, Worcester, MA 01603 Property Records

Worcester County and Worcester City property record for 8C Ludlow St, Worcester, MA 01603

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 968 sqft · built 1999
Lot Size	0.201 acres (8,740 sqft)
Owner	Individual Name on File
Last Sale	$182,500 (May 2008)
Tax Bill	$4,671 (2025)
Deeds & Mortgages	Oct 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`15-017-003-2`

Property Details

APN / Parcel Number

Primary APN	`15-017-003-2`
Alternative APNs	`WORC M:15 B:017 L:003-2` `M:15 B:017 L:003=2`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	968 sqft Living Area
Gross Area	2,176 sqft
1st Floor Area	968 sqft
Basement Area	968 sqft
Unfinished Basement	968 sqft

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Concrete
Roof Type	Hip
Roof Material	Asphalt
Lot Area	8,740 sqft (0.201 acres)
Garage Type	Carport
Carport	Carport
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	15-017-003-2
Street Address	8C LUDLOW ST
City	WORCESTER
State	MA
Zip	01603-1122
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RL-7
Legal Block	17
Legal Lot Number	3-2
Jurisdiction	WORCESTER MA
Township / Civil Division	WORCESTER
Census Block Group	2
Census Block	2005
Census Tract	733102

Owner

8C Ludlow St is owned by an individual who bought it in May 2008.

Source: Worcester County and Worcester City records, as of July 20, 2026

Owner of Record	Individual Name on File
Mailing Address	3 RICHARDS ST, WORCESTER, MA 01603-2608
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 15, 2008 · Amount on File
Deed Sale	May 15, 2008 · Amount on File
Deed Document Number	200854359
Deed Book / Page	42837 / 11
Record Updated	Sep 20, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MA
Property Address	8C LUDLOW ST, WORCESTER, MA 01603-1122
Document Number	63648-320
Instrument Date	Oct 28, 2020
Transaction Type	Mortgage
Record Updated	Nov 24, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8-C LUDLOW ST ST WORCESTER MA 01603, WORCESTER, MA 01603

Mortgage

Document Number	63648-320
Date	Nov 2, 2020
Book Page	063648/000320
Instrument	132226

Lender

Name	ROSS MTG CO INC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Nov 1, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 8C Ludlow St was $4,671.

Source: Worcester County and Worcester City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
Municipality	Worcester City
Unified School District	Worcester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,671.00	$354,100 Land $98,100 Building $256,000	$319,770 (+5.15%)
2024			$304,095
2023	$4,463.00	$311,200 Land $85,300 Building $225,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 8C Ludlow St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	59 units insured incl. 53 condo units
Nearby Flood Claims	7 (1978–2024)
Claims Outside the SFHA	1 of 7
Most Recent Claim	Mar 2024 · other causes
Claims by Event	Severe Storms And Flooding, Oct 2005 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8C Ludlow St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WORCESTER DPWP, WATER SUPPLY DIVISION serves 206,518 people · EPA ID MA2348000
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 296 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
AT&T Fixed Wireless	100 / 20