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11 Ludlow St, Worcester, MA 01603 Property Records

Worcester County and Worcester City property record for 11 Ludlow St, Worcester, MA 01603

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,056 sqft · built 2002
Lot Size0.251 acres (10,938 sqft)
Owner2 Individual Names on File
Last Sale$200,000 (Apr 2009)
Tax Bill$4,947 (2026)
Deeds & MortgagesJul 2020 Transfer
Flood ZoneZone X (minimal risk)
APN15-049-002-2

Property Details

APN / Parcel Number

Primary APN15-049-002-2
Alternative APNs
  • WORC M:15 B:049 L:002-2
  • M:15 B:049 L:002=2

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,056 sqft Living Area
Gross Area2,312 sqft
1st Floor Area1,056 sqft
Basement Area1,056 sqft
Unfinished Basement1,056 sqft

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2002
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Construction TypeConcrete
Roof TypeHip
Roof MaterialAsphalt
Lot Area10,938 sqft (0.251 acres)
Garage TypeBasement
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas

Location & Zoning

Account Number15-049-002-2
Street Address11 LUDLOW ST
CityWORCESTER
StateMA
Zip01603-1119
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRL-7
Legal Block49
Legal Lot Number2-2
JurisdictionWORCESTER MA
Township / Civil DivisionWORCESTER
Census Block Group2
Census Block2006
Census Tract733102

Owner

11 Ludlow St is owned and occupied by two individuals who acquired it in July 2020.

Source: Worcester County and Worcester City records, as of October 20, 2026

Owner of Record2 Individual Names on File
Mailing Address11 LUDLOW ST, WORCESTER, MA 01603-1119
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 30, 2009 · Amount on File
Deed SaleApr 30, 2009 · Amount on File
Prior SaleDec 20, 2002 · Amount on File
Deed Document Number200946923
Deed Book / Page44171 / 38
Last Transfer DateJul 13, 2020
Transfer Doc62793-268
Record UpdatedOct 29, 2026

July 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionWORCESTER MA
Recording DateJul 14, 2020
Property Address11 LUDLOW ST, WORCESTER, MA 01603-1119
Document Number62793-268
Book / Page062793 / 000268
Instrument DateJul 13, 2020
Instrument75594
Transaction TypeTransfer
Record UpdatedAug 4, 2020
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address11 LUDLOW ST WORCESTER MA 016031119, WORCESTER, MA 01603-1119

Tax Assessment & Valuation

The 2026 property tax bill for 11 Ludlow St was $4,947, up 3.5% from the year before.

Source: Worcester County and Worcester City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyWorcester County
MunicipalityWorcester City
Unified School DistrictWorcester School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,947.00 (+3.47%)$372,500 (+2.76%) Land $104,700 Building $267,800$415,150 (+11.11%)
2025$4,781.00$362,500 Land $98,600 Building $263,900$373,635 (+7.87%)
2024$346,370
2023$4,533.00$316,100 Land $85,700 Building $230,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 11 Ludlow St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies59 units insured
incl. 53 condo units
Nearby Flood Claims7 (1978–2024)
Claims Outside the SFHA1 of 7
Most Recent ClaimMar 2024 · other causes
Claims by Event
  • Severe Storms And Flooding, Oct 2005 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 11 Ludlow St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWORCESTER DPWP, WATER SUPPLY DIVISION
serves 206,518 people · EPA ID MA2348000
Water SourceSurface water
Last State InspectionSep 2025
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 407 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
Verizon
Fiber · Fixed Wireless in parts of the area		980 / 880

May also be available: T-Mobile.

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