8A Ludlow St, Worcester, MA 01603 Property Records

Worcester County and Worcester City property record for 8A Ludlow St, Worcester, MA 01603

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 968 sqft · built 1999
Lot Size	0.201 acres (8,740 sqft)
Owner	Individual Name on Record
Last Sale	$238,500 (Jun 2018)
Tax Bill	$4,572 (2025)
Deeds & Mortgages	Jun 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`15-017-003-1`

Property Details

APN / Parcel Number

Primary APN	`15-017-003-1`
Alternative APNs	`WORC M:15 B:017 L:003-1` `M:15 B:017 L:003=1`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	968 sqft Living Area
Gross Area	1,960 sqft
1st Floor Area	968 sqft
Basement Area	968 sqft
Unfinished Basement	968 sqft

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Concrete
Roof Type	Hip
Roof Material	Asphalt
Lot Area	8,740 sqft (0.201 acres)
Garage Type	Basement
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	15-017-003-1
Street Address	8A LUDLOW ST
City	WORCESTER
State	MA
Zip	01603-1122
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RL-7
Legal Block	17
Legal Lot Number	3-1
Jurisdiction	WORCESTER MA
Township / Civil Division	WORCESTER
Census Block Group	2
Census Block	2005
Census Tract	733102

Owner

Source: Worcester County and Worcester City records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	8 LUDLOW ST, A, WORCESTER, MA 01603-1122
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 8, 2018 · Amount on Record
Deed Sale	Jun 8, 2018 · Amount on Record
Prior Sale	Jun 27, 2003 · Amount on Record
Deed Book / Page	58920 / 368
Transfer Doc	058920-368
Record Updated	Oct 29, 2026

June 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WORCESTER MA
Recording Date	Jun 8, 2018
Property Address	8A LUDLOW ST, WORCESTER, MA 01603-1122
Document Number	58920-368
Book / Page	058920 / 000368
Instrument Date	Jun 8, 2018
Instrument	56271
Transaction Type	Transfer
Record Updated	Aug 9, 2018

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,087.56
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8 LUDLOW ST #A WORCESTER MA 016031122, A, WORCESTER, MA 01603-1122

Mortgage

Document Number	58920-371
Date	Jun 8, 2018
Book Page	058920/000371
Instrument	56272

Lender

Name	ROCKLAND CU
Type	Credit Union

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jun 7, 2048

Tax Assessment & Valuation

Source: Worcester County and Worcester City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
Municipality	Worcester City
Unified School District	Worcester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,572.00 (+3.74%)	$346,600 (+12.79%) Land $98,100 Building $248,500	$344,945 (+4.13%)
2024			$331,265
2023	$4,407.00	$307,300 Land $85,300 Building $222,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	59 units insured incl. 53 condo units
Nearby Flood Claims	7 (1978–2024)
Claims Outside the SFHA	1 of 7
Most Recent Claim	Mar 2024 · other causes
Claims by Event	Severe Storms And Flooding, Oct 2005 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WORCESTER DPWP, WATER SUPPLY DIVISION serves 206,518 people · EPA ID MA2348000
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 296 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
AT&T Fixed Wireless	100 / 20