St. Clair County property record for 8963 Stone Rd, Clay, MI 48001
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,318 sqft · built 1971 |
| Lot Size | 0.506 acres (22,041 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $2,734 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 74-14-541-0033-000 |
| Primary APN | 74-14-541-0033-000 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Building Area | 1,318 sqft Living Area |
| 1st Floor Area | 1,318 sqft |
| Year Built | Built 1971 |
|---|---|
| Effective Year Built | Effective 1971 |
| Lot Area | 22,041 sqft (0.506 acres) |
| Lot Dimensions | 220 ft deep x 100 ft wide |
| Garage Area | 242 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 8963 STONE RD |
|---|---|
| City | CLAY |
| State | MI |
| Zip | 48001-3823 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-1 |
| Legal Description | PART OF LOT 1282, BEG AT NE COR, TH N 89D 42M W ON N LINE 482.5', TH S 5D 44M W 91.7' TO BEG OF THIS DESC, TH S 29D 38M E |
| Legal Range | 16E |
| Legal Township | 02N |
| Legal Section | 04 |
| Legal Subdivision | SUPERVISOR ROY T GILBERTS PLAT #17 |
| Legal Lot Number | 1282 |
| Legal Unit | 1282 |
| Jurisdiction | SAINT CLAIR MI |
| Township / Civil Division | CLAY |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 646000 |
Source: St. Clair County records, as of September 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 8963 STONE RD, CLAY, MI 48001-3823 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Nov 18, 2010 |
| Transfer Doc | 004083/490 |
| Record Updated | Oct 29, 2026 |
Source: St. Clair County assessment roll, as of September 17, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Clair County |
| County Subdivision | Clay Township |
| Unified School District | Algonac Community School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $96,800 (+4.99%) | $193,600 (+4.99%) | |
| 2025 | $2,734.00 (+2.47%) | $92,200 (+17.9%) | |
| 2024 | $2,668.00 (+10.25%) | $184,400 (+17.9%) | |
| 2023 | $78,200 | ||
| 2022 | $2,420.00 | $156,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 12 (1985–1995) |
| Claims Outside the SFHA | 10 of 12 |
| Most Recent Claim | Aug 1995 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
5G (outdoors only) and 4G LTE
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