8972 Stone Rd, Clay (Algonac), MI 48001 Property Records

St. Clair County property record for 8972 Stone Rd, Clay, MI 48001

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,572 sqft · built 1957
Lot Size	1.32 acres (57,673 sqft)
Owner	Individual Name on File
Last Sale	$140,000 (Sep 2020)
Tax Bill	$1,676 (2025)
Flood Zone	Zone X (minimal risk)
APN	`74-14-541-0046-000`

Property Details

APN / Parcel Number

Primary APN	`74-14-541-0046-000`

Interior

Full Baths	2 Baths
Building Area	1,572 sqft Living Area
1st Floor Area	1,572 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Lot Area	57,673 sqft (1.32 acres)
Lot Dimensions	425 ft deep x 141 ft wide
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	8972 STONE RD
City	CLAY
State	MI
Zip	48001-3822
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-1
Legal Description	PART OF LOT 1283, BEG ON ITS ELY LINE N 40D 3M W 47.1' FROM SE COR, TH S 73D 33M 17S W 482.16', TH N 20D 7M 20S W 129.99', TH N 73D 35M 40S E 433.93' TO E LINE, TH S 40D 3M E 141.3' TO BEG. SUP ROY T GILBERTS PLAT NO 17 SEC 4 T2N R16E
Legal Range	16E
Legal Township	02N
Legal Section	04
Legal Subdivision	SUPERVISOR ROY T GILBERTS PLAT #17
Legal Lot Number	1283
Legal Unit	1283
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	CLAY
Census Block Group	3
Census Block	3009
Census Tract	646000

Owner

Source: St. Clair County assessment roll, as of October 7, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	8972 STONE RD, CLAY, MI 48001-3822
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 10, 2020 · Amount on Record
Deed Sale	Sep 10, 2020 · Amount on Record
Deed Document Number	202021982
Deed Book / Page	5239 / 27
Prior Transfer Date	Mar 21, 2012
Prior Transfer Doc	004236/140
Record Updated	Sep 20, 2026

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of October 7, 2025

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
County Subdivision	Clay Township
Unified School District	Algonac Community School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,676.00 (-43.26%) Homeowner's exemption	$100,900 (+21.13%)
2024	$2,954.00 (+8.56%)		$201,800 (+21.13%)
2023		$83,300
2022	$2,721.00		$166,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	12 (1985–1995)
Claims Outside the SFHA	10 of 12
Most Recent Claim	Aug 1995 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Stone Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures