899 Sclaters Ford Rd, Palmyra, VA 22963 Property Records

Fluvanna County property record for 899 Sclaters Ford Rd, Palmyra, VA 22963

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 960 sqft · built 1972
Lot Size1.02 acres (44,431 sqft)
OwnerIndividual Name on Record
Tax Bill$1,232 (2025)
Deeds & MortgagesJul 2007 Line of Credit
Flood ZoneZone X (minimal risk)
APN29 5 4

Property Details

APN / Parcel Number

Primary APN29 5 4
Alternative APN
  • 3115

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area960 sqft Living Area
Gross Area1,968 sqft
1st Floor Area960 sqft
FlooringSoftwood
Interior WallsPaneling

Exterior

Year BuiltBuilt 1972
Effective Year BuiltEffective 1989
Exterior MaterialVinyl
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area44,431 sqft (1.02 acres)
TerrainRolling
Deck Area48 sqft
Shed1 Shed

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemSpace Heater
Heating FuelGas
SewerSeptic
Water SourceWell

Location & Zoning

Account Number3115
Street Address899 SCLATERS FORD RD
CityPALMYRA
StateVA
Zip22963-5015
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA-1
Legal DescriptionDB 198-383 AC 1.02
JurisdictionFLUVANNA VA
Township / Civil DivisionFORK UNION
Census Block Group1
Census Block1056
Census Tract20300

Owner

Source: Fluvanna County records, as of June 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address899 SCLATERS FORD RD, PALMYRA, VA 22963-5015
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedSep 20, 2026

July 2007: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFLUVANNA VA
Property Address899 SCLATERS FORD RD, PALMYRA, VA 22963-5015
Transaction TypeMortgage
Record UpdatedJun 25, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number000735/579
DateJul 9, 2007
Book Page735/579
Instrument3835
Lender
NameVARGINIA C U
AddressHENRICO, VA 23255
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Fluvanna County assessment roll, as of June 25, 2026

Property Jurisdictions

TypeName
StateVirginia
CountyFluvanna County
Unified School DistrictFluvanna County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$163,200 (-) Land $33,000 Building $130,200$163,200 (-) Land $33,000 Building $130,200
2025$1,232.00 (+27.54%)$163,200 (+42.53%) Land $33,000 Building $130,200$163,200 (+42.53%) Land $33,000 Building $130,200
2023$114,500 Land $33,000 Building $81,500$114,500 Land $33,000 Building $81,500
2022$966.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 25, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 40% of the US · above 65% of Virginia
Wildfire Likelihood0.05% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Firefly Fiber Broadband
Fiber
1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Sclaters Ford Rd

Nearby Streets

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