Fluvanna County property record for 634 Sclaters Ford Rd, Palmyra, VA 22963
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,106 sqft · built 2001 |
| Lot Size | 3.12 acres (135,907 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $3,145 (2025) |
| Deeds & Mortgages | Apr 2013 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 29 A 43A |
| Primary APN | 29 A 43A |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,106 sqft Living Area |
| Gross Area | 5,138 sqft |
| 1st Floor Area | 2,048 sqft |
| Basement Area | 2,048 sqft |
| Unfinished Basement | 2,048 sqft |
| Flooring | Softwood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2013 |
| Exterior Material | Vinyl |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 135,907 sqft (3.12 acres) |
| Terrain | Rolling |
| Porch | Porch |
|---|---|
| Porch Area | 288 sqft |
| Deck Area | 144 sqft |
| Patio Area | 372 sqft |
| Storage Building | Storage Building |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 634 SCLATERS FORD RD |
|---|---|
| City | PALMYRA |
| State | VA |
| Zip | 22963-5051 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A-1 |
| Legal Description | DB 387-763 PB 3-89 AC 3.12 |
| Legal Block | 4 |
| Legal Lot Number | A |
| Jurisdiction | FLUVANNA VA |
| Township / Civil Division | FORK UNION |
| Census Block Group | 1 |
| Census Block | 1057 |
| Census Tract | 20300 |
634 Sclaters Ford Rd is owned and occupied by two individuals.
Source: Fluvanna County records, as of June 25, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 634 SCLATERS FORD RD, PALMYRA, VA 22963-5051 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLUVANNA VA |
| Property Address | 634 SCLATERS FORD RD, PALMYRA, VA 22963-5051 |
| Transaction Type | Mortgage |
| Record Updated | Jun 25, 2026 |
| Name | Verified Name |
|---|
| Document Number | 000892/787 |
|---|---|
| Date | Apr 22, 2013 |
| Book Page | 892/787 |
| Instrument | 1301626 |
| Name | PENTAGON FCU |
|---|---|
| Type | Credit Union |
| Address | ALEXANDRIA, VA 22313 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2043 |
| Rate | 3.25% |
|---|
The 2025 property tax bill for 634 Sclaters Ford Rd was $3,145.
Source: Fluvanna County assessment roll, as of June 25, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Fluvanna County |
| Unified School District | Fluvanna County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $416,600 (-) Land $40,000 Building $376,600 | $416,600 (-) Land $40,000 Building $376,600 | |
| 2025 | $3,145.00 | $416,600 Land $40,000 Building $376,600 | $416,600 Land $40,000 Building $376,600 |
| 2023 | $334,600 Land $40,000 Building $294,600 | $334,600 Land $40,000 Building $294,600 | |
| 2022 | $2,824.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 634 Sclaters Ford Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 25, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 634 Sclaters Ford Rd is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · above 60% of Virginia |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Firefly Fiber Broadband Fiber | 1,000 / 1,000 |
4G LTE (outdoors only), no 5G reported
Search by:
By searching, you agree to: Terms • Privacy • Disclosures