879 Sclaters Ford Rd, Palmyra, VA 22963 Property Records

Fluvanna County property record for 879 Sclaters Ford Rd, Palmyra, VA 22963

Property Summary

Property TypeSingle Family Home
Lot Size10 acres (435,600 sqft)
OwnerIndividual Name on Record
Tax Bill$578 (2025)
Deeds & MortgagesJun 2026 Line of Credit
Apr 2026 Transfer
Flood ZoneZone X (minimal risk)
APN29 A 40

Property Details

APN / Parcel Number

Primary APN29 A 40
Alternative APN
  • 13956

Exterior

Architectural StyleMobile Home
Lot Area435,600 sqft (10 acres)
Garage TypeCarport
CarportCarport
PorchPorch
Porch Area180 sqft

Utilities, Heating & Cooling

SewerSeptic
Water SourceWell

Location & Zoning

Account Number13956
Street Address879 SCLATERS FORD RD
CityPALMYRA
StateVA
Zip22963-5015
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA-1
Legal DescriptionDB 487-664 AC 10.0
Legal SubdivisionFAMILY SUBDIVISION
Legal Block4
JurisdictionFLUVANNA VA
Township / Civil DivisionFORK UNION
Census Block Group1
Census Block1056
Census Tract20300

Owner

Source: Fluvanna County records, as of June 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address879 SCLATERS FORD RD, PALMYRA, VA 22963-5015
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 15, 2026Deed of Trust, Mortgage · Line of Credit
AMERICAN FINANCIAL SERVICES INC
Apr 28, 2026Gift Deed, Transfer
NONE LISTED ON DOCUMENT

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateApr 20, 2026
Transfer Doc0000001219
Record UpdatedSep 20, 2026

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFLUVANNA VA
Recording DateJun 15, 2026
Property Address879 SCLATERS FORD RD, PALMYRA, VA 22963-5015
Document Number0000001790
Instrument DateJun 12, 2026
Instrument20261790
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanySTATEWIDE SETTLEMENT SERVICES, STATEWIDE SETTLEMENT SERVICE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000001790,
DateJun 15, 2026
Instrument20261790
Lender
NameAMERICAN FINANCIAL SERVICES INC
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJul 1, 2056
Interest
Rate6.36%
Max Rate-1%

April 2026: Gift Deed, Transfer

Document TypeGift Deed
JurisdictionFLUVANNA VA
Recording DateApr 28, 2026
Property Address879 SCLATERS FORD RD, PALMYRA, VA 22963-5015
Document Number0000001219
Instrument DateApr 20, 2026
Instrument20261219
Transaction TypeTransfer
Record UpdatedAug 28, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address879 SCLATERS FORD RD, PALMYRA, VA 22963-5015

Tax Assessment & Valuation

Source: Fluvanna County assessment roll, as of June 25, 2026

Property Jurisdictions

TypeName
StateVirginia
CountyFluvanna County
Unified School DistrictFluvanna County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$76,560 (-) Land $71,000 Building $5,560$76,560 (-) Land $71,000 Building $5,560
2025$578.00 (+0.7%)$76,560 (-0.05%) Land $71,000 Building $5,560$76,560 (-0.05%) Land $71,000 Building $5,560
2024$574.00 (-11.15%)
2023$76,600 Land $71,000 Building $5,600$76,600 Land $71,000 Building $5,600
2022$646.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 25, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 40% of the US · above 65% of Virginia
Wildfire Likelihood0.05% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Firefly Fiber Broadband
Fiber
1,000 / 1,000

May also be available: Xfinity.

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Sclaters Ford Rd

Nearby Streets

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