8984 Raps Rd, Cook, MN 55723 Property Records

St. Louis County property record for 8984 Raps Rd, Cook, MN 55723

Property Summary

Property Type	Seasonal / Vacation Home
Details	1.5 ba · 1,064 sqft · built 1975
Lot Size	5.08 acres (221,285 sqft)
Owner	Individual Name on Record
Last Sale	$525,000 (Jun 2015)
Tax Bill	$6,368 (2026)
Deeds & Mortgages	Nov 2022 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`250-0020-01346`

Property Details

APN / Parcel Number

Primary APN	`250-0020-01346`
Alternative APNs	`1177785` `653877`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,064 sqft Gross Area
1st Floor Area	1,064 sqft
Basement Area	745 sqft
Finished Basement	745 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Frame
Lot Area	221,285 sqft (5.08 acres)
Garage Area	1,176 sqft

Exterior Amenities

Porch	Slab
Porch Area	432 sqft
Deck Area	48 sqft
Storage Building	20 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	1177785
Street Address	8984 RAPS RD
City	COOK
State	MN
Zip	55723-8825
Property Category	Residential
Property Type	Residential > Specialized > Seasonal / Vacation Home
Legal Description	W 186.58 FT OF E 386.58 FT OF LOT 4 SERIAL #
Legal Range	18W
Legal Township	63N
Legal Section	09
Legal Subdivision	BEATTY TOWN OF
Legal Lot Number	4
Jurisdiction	ST LOUIS MN
Township / Civil Division	BEATTY
Census Block Group	2
Census Block	2050
Census Tract	15501

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1240 S 2ND ST, 1427, MINNEAPOLIS, MN 55415-2638
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 22, 2015 · Amount on Record
Deed Sale	Jun 22, 2015 · Amount on Record
Prior Sale	Sep 21, 2005 · Amount on Record
Deed Document Number	20151263504
Last Transfer Date	May 17, 2023
Transfer Doc	0001466677
Record Updated	Sep 20, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	8984 RAPS RD, COOK, MN 55723-8825
Transaction Type	Mortgage
Record Updated	Dec 19, 2022
Title Company	CARVER CNTY ABSTRACT TTL CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1240 S 2ND ST 1425, 1425, MINNEAPOLIS, MN 55415-2638

Mortgage

Document Number	0001456151
Date	Nov 9, 2022
Instrument	1456151

Lender

Name	FIRST MINNETONKA CITY BANK
Type	Bank
Address	MINNETONKA, MN 55345

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Oct 15, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
County Subdivision	Beatty Township
Unified School District	St. Louis County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,368.00 (+4.12%)
2025	$6,116.00 (+0.82%)	$697,300 (+16.1%) Land $351,400 Building $345,900	$697,300 (+16.1%) Land $351,400 Building $345,900
2024	$6,066.00	$600,600 (+28.06%) Land $317,600 Building $283,000	$600,600 (+28.06%) Land $317,600 Building $283,000
2022		$469,000 Land $258,000 Building $211,000	$469,000 Land $258,000 Building $211,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (2022)
Most Recent Claim	Apr 2022 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 70% of the US · above 88% of Minnesota
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CTC Fiber	1,000 / 1,000