St. Louis County property record for 8980 Raps Rd, Cook, MN 55723
| Property Type | Seasonal / Vacation Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,564 sqft · built 1989 |
| Lot Size | 3.03 acres (131,987 sqft) |
| Owner | Individual Name on File |
| Last Sale | $845,000 (Jan 2025) |
| Tax Bill | $8,222 (2026) |
| Deeds & Mortgages | Mar 2026 Mortgage Apr 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 250-0020-01348 |
| Primary APN | 250-0020-01348 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 1,564 sqft Gross Area |
| 1st Floor Area | 1,564 sqft |
| Basement Area | 1,396 sqft |
| Finished Basement | 1,396 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Construction Type | Frame |
| Lot Area | 131,987 sqft (3.03 acres) |
| Garage Area | 832 sqft |
| Porch | Slab |
|---|---|
| Porch Area | 266 sqft |
| Deck Area | 743 sqft |
| Patio Area | 480 sqft |
| Storage Building | 100 sqft |
| Pole Barn | 1,440 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Account Number | 1177741 |
|---|---|
| Street Address | 8980 RAPS RD |
| City | COOK |
| State | MN |
| Zip | 55723-8825 |
| Property Category | Residential |
| Property Type | Residential > Specialized > Seasonal / Vacation Home |
| Legal Description | W 100 FT OF E 200 FT OF GOV'T LOT 4 SERIAL # |
| Legal Range | 18W |
| Legal Township | 63N |
| Legal Section | 09 |
| Legal Subdivision | BEATTY TOWN OF |
| Legal Lot Number | 4 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | BEATTY |
| Census Block Group | 2 |
| Census Block | 2050 |
| Census Tract | 15501 |
8980 Raps Rd, a residential property, is owned by an individual who bought it in January 2025.
Source: St. Louis County records, as of August 17, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 9030 187TH ST W, LAKEVILLE, MN 55044-2007 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 31, 2026 | Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC |
| Apr 10, 2026 | Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE, INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 8, 2025 · Amount on File |
| Deed Sale | Jan 8, 2025 · Amount on File |
| Deed Document Number | 20251502953 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 8980 RAPS RD, COOK, MN 55723-8825 |
| Transaction Type | Mortgage |
| Record Updated | Apr 22, 2026 |
| Name | Verified Name |
|---|---|
| Address | 9030187TH ST W, ANTLERS PARK, MN 55044 |
| Document Number | 0001529968 |
|---|---|
| Date | Mar 31, 2026 |
| Instrument | 1529968 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Address | CHICAGO, IL 60613 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 1, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Apr 10, 2026 |
| Property Address | 8980 RAPS RD, COOK, MN 55723-8825 |
| Document Number | 0001530603 |
| Instrument Date | Feb 17, 2026 |
| Instrument | 20261530603 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | ST LOUIS TITLE |
| Name | Verified Name |
|---|---|
| Address | 9030 187TH ST W, LAKEVILLE, MN 55044-2007 |
| Document Number | 0001530603, |
|---|---|
| Date | Apr 10, 2026 |
| Instrument | 20261530603 |
| Name | GUARANTEED RATE, INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.09% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
The 2026 property tax bill for 8980 Raps Rd was $8,222, up 14.5% from the year before.
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| County Subdivision | Beatty Township |
| Unified School District | St. Louis County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $8,222.00 (+14.48%) | ||
| 2025 | $7,182.00 (-3.05%) Homeowner's exemption | $890,200 (+19.12%) Land $240,700 Building $649,500 | $890,200 (+19.12%) Land $240,700 Building $649,500 |
| 2024 | $7,408.00 | $747,300 Land $215,700 Building $531,600 | $747,300 Land $215,700 Building $531,600 |
| 2022 | $560,900 Land $178,000 Building $382,900 | $560,900 Land $178,000 Building $382,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 8980 Raps Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 1 (2022) |
| Most Recent Claim | Apr 2022 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 8980 Raps Rd is high, ranking above 70% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 70% of the US · above 88% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CTC Fiber | 1,000 / 1,000 |
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