8974 Raps Rd, Cook, MN 55723 Property Records

St. Louis County property record for 8974 Raps Rd, Cook, MN 55723

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,458 sqft · built 1981
Lot Size	3.04 acres (132,422 sqft)
Owner	Individual Name on Record
Tax Bill	$4,860 (2026)
Deeds & Mortgages	Dec 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`250-0020-01347`

Property Details

APN / Parcel Number

Primary APN	`250-0020-01347`
Alternative APN	`18520`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	2 Rooms
Stories	2 Stories
Building Area	1,458 sqft Gross Area
1st Floor Area	1,202 sqft
Basement Area	392 sqft
Finished Basement	392 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Exterior Material	Wood
Construction Type	Frame
Lot Area	132,422 sqft (3.04 acres)
Garage Type	Mixed
Garage Area	1,008 sqft

Exterior Amenities

Porch	Patio
Porch Area	120 sqft
Deck Area	16 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	18520
Street Address	8974 RAPS RD
City	COOK
State	MN
Zip	55723-8825
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	E 100 FT OF LOT 4 SERIAL #
Legal Range	18W
Legal Township	63N
Legal Section	09
Legal Subdivision	BEATTY TOWN OF
Legal Lot Number	4
Jurisdiction	ST LOUIS MN
Township / Civil Division	BEATTY
Census Block Group	2
Census Block	2050
Census Tract	15501

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	8974 RAPS RD, COOK, MN 55723-8825
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Al (and Others)

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	8974 RAPS RD, COOK, MN 55723-8825
Document Number	00A1370688
Instrument Date	Dec 20, 2019
Transaction Type	Mortgage
Record Updated	Feb 13, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	8974 RAPS RD COOK MN 557238825, COOK, MN 55723-8825

Mortgage

Document Number	00A1370688
Date	Jan 3, 2020
Instrument	A1370688

Lender

Name	MINERS NAT'L BK/EVELETH
Type	Bank
Address	EVELETH, MN 55734

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Jan 2, 2035

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
County Subdivision	Beatty Township
Unified School District	St. Louis County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,860.00 (+4.38%) Homeowner's exemption
2025	$4,656.00 (-9.1%) Homeowner's exemption	$624,900 (+17.84%) Land $203,800 Building $421,100	$624,900 (+17.84%) Land $203,800 Building $421,100
2024	$5,122.00	$530,300 (+27.11%) Land $185,600 Building $344,700	$530,300 (+27.11%) Land $185,600 Building $344,700
2022		$417,200 Land $154,300 Building $262,900	$417,200 Land $154,300 Building $262,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (2022)
Most Recent Claim	Apr 2022 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 70% of the US · above 88% of Minnesota
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CTC Fiber	1,000 / 1,000