8984 Conch Ave, Placida, FL 33946 Property Records

Charlotte County property record for 8984 Conch Ave, Placida, FL 33946

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,318 sqft · built 2023
Lot Size	0.202 acres (8,833 sqft)
Owner	Individual Name on Record
Last Sale	$735,767 (Feb 2024)
Tax Bill	$8,187 (2025)
Deeds & Mortgages	Feb 2024 Sale Oct 2019 Loan Modification + 1 more
Flood Zone	Zone AE (high risk)
APN	`41-20-34-101-051`

Property Details

APN / Parcel Number

Primary APN	`41-20-34-101-051`
Alternative APN	`10004660716`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,318 sqft Living Area
Gross Area	3,367 sqft
Flooring	Covered

Exterior

Year Built	Built 2023
Foundation Type	Slab (Mat/Raft)
Lot Area	8,833 sqft (0.202 acres)
Driveway	Driveway
Driveway Area	832 sqft
Pool Area	36 sqft
Lawn Sprinklers	Lawn Sprinklers

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Account Number	10004660716
Street Address	8984 CONCH AVE
City	PLACIDA
State	FL
Zip	33946-2496
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RMF12
Legal Description	CCY 000 0000 0051 CORAL CAYE SUBDIVISION LT 51 RES4748/129 3372329
Legal Range	20E
Legal Township	41S
Legal Section	33
Legal Subdivision	CORAL CAYE SUBDIVISION
Legal Lot Number	51
Jurisdiction	CHARLOTTE FL
Township / Civil Division	GROVE CITY-ROTONDA
Census Block Group	1
Census Block	1015
Census Tract	30505

Owner

Source: Charlotte County records, as of December 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	8984 CONCH AVE, PLACIDA, FL 33946-2496
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 22, 2024	Warranty Deed, Transfer MSC TITLE INC
Oct 18, 2019	Loan Modification, Mortgage AMERICAN MOMENTUM BK
Jun 26, 2018	Loan Modification, Mortgage AMERICAN MOMENTUM BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 22, 2024 · Amount on Record
Deed Sale	Feb 22, 2024 · Amount on Record
Deed Document Number	3372329
Record Updated	Jun 8, 2026

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Feb 22, 2024
Property Address	8984 CONCH AVE, PLACIDA, FL 33946-2496
Document Number	0003372329
Map Reference	MB 22 PG 2-A-2-I
Instrument Date	Feb 15, 2024
Instrument	3372329
Transaction Type	Transfer
Record Updated	Mar 6, 2024
Title Company	MSC TITLE INC

Transaction

Amount	Amount Recorded
Tax	$5,150.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	601 BAYSHORE BLVD STE 650, 650, TAMPA, FL 33606-2760

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8984 CONCH AVE, PLACIDA, FL 33946-2496

October 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	CHARLOTTE FL
Recording Date	Oct 18, 2019
Property Address	8984 CONCH AVE, PLACIDA, FL 33946-2496
Document Number	0044950453
Book / Page	004495 / 000453
Instrument Date	Oct 5, 2019
Instrument	2752985
Transaction Type	Mortgage
Record Updated	Nov 5, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	601 BAYSHORE BLVD #650 TAMPA FL 336062760, 650, TAMPA, FL 33606-2760

Mortgage

Document Number	44950453
Date	Oct 18, 2019
Book Page	004495/000453
Instrument	2752985

Lender

Name	AMERICAN MOMENTUM BK
Type	Bank
Address	4830 W KENNEDY BLVD # 200, TAMPA, FL 33609-2521

Agreement

Amount	Amount Recorded

June 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	CHARLOTTE FL
Recording Date	Jun 26, 2018
Property Address	8984 CONCH AVE, PLACIDA, FL 33946-2496
Document Number	0043310148
Book / Page	004331 / 000148
Instrument Date	Jun 1, 2018
Instrument	2624795
Transaction Type	Mortgage
Record Updated	Jul 19, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	601 BAYSHORE BLVD #650 TAMPA FL 336062760, 650, TAMPA, FL 33606-2760

Mortgage

Document Number	43310148
Date	Jun 26, 2018
Book Page	004331/000148
Instrument	2624795

Lender

Name	AMERICAN MOMENTUM BK
Type	Bank
Address	4830 W KENNEDY BLVD # 200, TAMPA, FL 33609-2521

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Charlotte County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Charlotte County
Unified School District	Charlotte County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,187.00 (+1,038.66%)	$535,687 (+1,678.69%)	$578,633 (+790.2%) Land $75,000 Building $503,633
2023	$719.00 (+4.66%)	$30,117 (-45.49%)	$65,000 (+17.65%) Land $65,000
2022	$687.00	$55,250 Land $55,250	$55,250 Land $55,250

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 211 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1,031 units insured incl. 820 condo units
Nearby Flood Claims	85 (2022–2024)
Claims Outside the SFHA	1 of 85
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 50 claims Hurricane Helene, Sep 2024 · 12 claims Hurricane Ian, Sep 2022 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · lower than 79% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE COUNTY UTILITIES serves 173,820 people · EPA ID FL5084100
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2025
Lead	10 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 77 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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