898 Dougherty St, Coldwater, MS 38618 Property Records

Tate County property record for 898 Dougherty St, Coldwater, MS 38618

Property Summary

Property TypeSingle Family Home
Details3 bd · 1,772 sqft · built 1957
OwnerIndividual Name on File
Tax Bill$1,227 (2025)
Deeds & MortgagesSep 2020 Refinance
May 2017 Line of Credit
+ 1 more
Flood ZoneZone X (minimal risk)
APN039M05 0001100

Property Details

APN / Parcel Number

Primary APN039M05 0001100

Interior

Bedrooms3 Beds
Total Rooms6 Rooms
Building Area1,772 sqft Finished Area
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1957
Exterior MaterialCombination
Foundation TypeConcrete
Roof TypeGable
Roof MaterialShingle

Location & Zoning

Street Address898 DOUGHERTY ST
CityCOLDWATER
StateMS
Zip38618-3812
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 38 DOUGHERTY S/D 1946 EXT TOWN OF COLDWATER
Legal Range07
Legal Township04
Legal Section31
Legal SubdivisionDOUGHERTY S/D
Legal Lot Number38
JurisdictionTATE MS
Township / Civil Division3
Census Block Group3
Census Block3022
Census Tract950301

Owner

898 Dougherty St is owned by an individual who acquired it in May 2017.

Source: Tate County records, as of December 22, 2025

Owner of RecordIndividual Name on File
Mailing Address4069 DELBRIDGE LN, OLIVE BRANCH, MS 38654-8180
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 15, 2020Deed of Trust, Mortgage · Stand-Alone Refinance
SYCAMORE BANK
May 12, 2017Deed of Trust, Mortgage · Line of Credit
SYCAMORE BANK
May 12, 2017Warranty Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 12, 2017
Deed SaleMay 12, 2017
Deed Document Number0020171428
Deed Book / Page2017 / 1428
Record UpdatedJun 8, 2026

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionTATE MS
Property Address898 DOUGHERTY ST, COLDWATER, MS 38618-3812
Transaction TypeMortgage
Record UpdatedOct 7, 2020

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2020/13328
DateSep 15, 2020
Book Page2020/13328
Lender
NameSYCAMORE BANK
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term37 Months
DueOct 1, 2023

May 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionTATE MS
Property Address898 DOUGHERTY ST, COLDWATER, MS 38618-3812
Transaction TypeMortgage
Record UpdatedJul 6, 2017

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number, 2017 5025
DateMay 12, 2017
Book Page2017/5025
Instrument2017 5025
Lender
NameSYCAMORE BANK
TypeBank
AddressSENATOBIA, MS 38668
Agreement
TypeLine of Credit
AmountAmount on Record
Term36 Months
DueMay 25, 2020

May 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionTATE MS
Recording DateMay 12, 2017
Property Address898 DOUGHERTY ST, COLDWATER, MS 38618-3812
Document Number2017/1428
Book / Page2017 / 1428
Instrument DateMay 12, 2017
Transaction TypeTransfer
Record UpdatedNov 5, 2021

Transaction

Tax$0.00
Additional
  • Notice of Trustee Sale
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 338, COLDWATER, MS 38618-0338

Transferred To (Grantee/Buyer)

NameVerified Name
Address4069 DELBRIDGE LN, OLIVE BRANCH, MS 38654-8180

Tax Assessment & Valuation

The 2025 property tax bill for 898 Dougherty St was $1,227.

Source: Tate County assessment roll, as of September 1, 2025

Property Jurisdictions

TypeName
StateMississippi
CountyTate County
MunicipalityColdwater Town
Unified School DistrictTate County School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,227.00$7,886 Land $1,599 Building $6,287$78,861 Land $15,990 Building $62,871
2023$1,021.00$6,212 Land $1,599 Building $4,613$62,115 Land $15,990 Building $46,125

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 898 Dougherty St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 3, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 10 policies
Nearby Flood Policies10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 898 Dougherty St is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · lower than 77% of Mississippi
Wildfire Likelihood0.06% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF COLDWATER
serves 1,381 people · EPA ID MS0690002
Water SourceGroundwater
Last State InspectionNov 2025
Lead1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Sanitary survey deficiency not corrected
Feb 2011
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 108 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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