Tate County property record for 921 Dougherty St, Coldwater, MS 38618
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1,164 sqft · built 1952 |
| Lot Size | 0.475 acres (20,698 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $4,700 (May 2020) |
| Tax Bill | $1,024 (2025) |
| Deeds & Mortgages | May 2020 Mortgage Aug 2018 Mortgage + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 039M04 0000200 |
| Primary APN | 039M04 0000200 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Total Rooms | 5 Rooms |
| Building Area | 1,164 sqft Finished Area |
| 1st Floor Area | 960 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1952 |
|---|---|
| Effective Year Built | Effective 1952 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Concrete |
| Roof Type | Hip |
| Roof Material | Shingle |
| Lot Area | 20,698 sqft (0.475 acres) |
| Street Address | 921 DOUGHERTY ST |
|---|---|
| City | COLDWATER |
| State | MS |
| Zip | 38618-6595 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 50 DOUGHERTY S/D 1946 EXT TOWN OF COLDWATER |
| Legal Range | 07 |
| Legal Township | 04 |
| Legal Section | 31 |
| Legal Subdivision | DOUGHERTY S/D |
| Legal Lot Number | 50 |
| Jurisdiction | TATE MS |
| Township / Civil Division | 3 |
| Census Block Group | 3 |
| Census Block | 3019 |
| Census Tract | 950301 |
921 Dougherty St is owned and occupied by two individuals who bought it in May 2020.
Source: Tate County records, as of September 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 921 DOUGHERTY ST, COLDWATER, MS 38618-6595 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 11, 2020 | Deed of Trust, Mortgage · Stand-Alone First Mortgage COMMUNITY MORTGAGE |
| Aug 20, 2018 | Deed of Trust, Mortgage · FHA Mortgage COMMUNITIES MTG CO |
| Jan 22, 2018 | Deed of Trust, Mortgage FIRST TENNESSEE BANK NA |
| May 11, 2020 | Warranty Deed, Transfer |
| Aug 20, 2018 | Warranty Deed, Transfer |
| Jul 6, 2017 | Warranty Deed, Transfer FIRST NATIONAL FINANCIAL TITLE, FIRST NATIONAL FINANCIAL TIT |
| Jan 11, 2017 | Special Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 11, 2020 · Amount on File |
| Deed Sale | May 11, 2020 · Amount on File |
| Prior Sale | Aug 20, 2018 · Amount on File |
| Deed Book / Page | 2020 / 1352 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TATE MS |
| Property Address | 921 DOUGHERTY ST, COLDWATER, MS 38618-6595 |
| Transaction Type | Mortgage |
| Record Updated | Nov 10, 2023 |
| Name | Verified Name |
|---|
| Document Number | 02020/6292 |
|---|---|
| Date | May 11, 2020 |
| Book Page | 2020/6292 |
| Name | COMMUNITY MORTGAGE |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 121 Months |
| Due | Jun 1, 2030 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TATE MS |
| Property Address | 921 DOUGHERTY ST, COLDWATER, MS 38618-6595 |
| Transaction Type | Mortgage |
| Record Updated | Sep 14, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000002018/0000010085 |
|---|---|
| Date | Aug 20, 2018 |
| Book Page | 0000002018/0000010085 |
| Name | COMMUNITIES MTG CO |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 353 Months |
| Due | Jan 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TATE MS |
| Property Address | 921 DOUGHERTY ST, COLDWATER, MS 38618-6595 |
| Transaction Type | Mortgage |
| Record Updated | Sep 14, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000002018/0000000715 |
|---|---|
| Date | Jan 22, 2018 |
| Book Page | 0000002018/0000000715 |
| Name | FIRST TENNESSEE BANK NA |
|---|---|
| Type | Bank |
| Amount | Amount on Record |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | TATE MS |
| Recording Date | May 11, 2020 |
| Property Address | 921 DOUGHERTY ST, COLDWATER, MS 38618-6595 |
| Document Number | 2020/1352 |
| Book / Page | 2020 / 1352 |
| Instrument Date | May 6, 2020 |
| Transaction Type | Transfer |
| Record Updated | Sep 14, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 921 DOUGHERTY ST, COLDWATER, MS 38618-6595 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | TATE MS |
| Recording Date | Aug 20, 2018 |
| Property Address | 921 DOUGHERTY ST, COLDWATER, MS 38618-6595 |
| Document Number | 2018/2941 |
| Book / Page | 2018 / 2941 |
| Transaction Type | Transfer |
| Record Updated | Sep 14, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 321 DOUGHERTY ST, COLD WATER, MS 38618 |
| Investor | Possibly a Property Investor |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | TATE MS |
| Recording Date | Jul 6, 2017 |
| Property Address | 921 DOUGHERTY ST, COLDWATER, MS 38618-6595 |
| Document Number | 2017/2015 |
| Book / Page | 2017 / 2015 |
| Instrument Date | Jun 30, 2017 |
| Transaction Type | Transfer |
| Record Updated | Sep 14, 2021 |
| Title Company | FIRST NATIONAL FINANCIAL TITLE, FIRST NATIONAL FINANCIAL TIT |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 256 MALONE RD N, 256, HERNANDO, MS 38632-7140 |
| Name | Verified Name |
|---|---|
| Address | 921 DOUGHERTY ST, COLDWATER, MS 38618-6595 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | TATE MS |
| Recording Date | Jan 11, 2017 |
| Property Address | 921 DOUGHERTY ST, COLDWATER, MS 38618-6595 |
| Document Number | 2017/62 |
| Book / Page | 2017 / 62 |
| Instrument Date | Dec 21, 2016 |
| Transaction Type | Transfer |
| Record Updated | Sep 14, 2021 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3217 DECKER LAKE DR, 3217, SALT LAKE CITY, UT 84119-3284 |
| Name | Verified Name |
|---|---|
| Address | 256 MALONE RD N, HERNANDO, MS 38632-7140 |
The 2025 property tax bill for 921 Dougherty St was $1,024.
Source: Tate County assessment roll, as of December 9, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Tate County |
| Municipality | Coldwater Town |
| Unified School District | Tate County School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,024.00 | $6,581 Land $1,395 Building $5,186 | $65,817 Land $13,953 Building $51,864 |
| 2023 | $756.00 | $4,601 Land $1,395 Building $3,206 | $46,010 Land $13,953 Building $32,057 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 921 Dougherty St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 3, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 10 policies |
| Nearby Flood Policies | 10 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 921 Dougherty St is low, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 77% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF COLDWATER serves 1,381 people · EPA ID MS0690002 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2025 |
| Lead | 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 Sanitary survey deficiency not corrected Feb 2011 |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 108 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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