869 Dougherty St, Coldwater, MS 38618 Property Records

Tate County property record for 869 Dougherty St, Coldwater, MS 38618

Property Summary

Property TypeSingle Family Home
Details2 bd · 1,353 sqft · built 1944
Owner2 Individual Names on File
Tax Bill$955 (2025)
Deeds & MortgagesMar 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN039M06 0000700

Property Details

APN / Parcel Number

Primary APN039M06 0000700

Interior

Bedrooms2 Beds
Total Rooms6 Rooms
Building Area1,353 sqft Finished Area
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1944
Exterior MaterialAluminum/Vinyl
Foundation TypeConcrete
Roof TypeGable
Roof MaterialShingle
Garage TypeCarport
CarportCarport
Carport Area240 sqft
Parking Spaces1 Parking Space

Location & Zoning

Street Address869 DOUGHERTY ST
CityCOLDWATER
StateMS
Zip38618-3896
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 61 DOUGHERTY S/D 1946 EXT TOWN OF COLDWATER
Legal Range07
Legal Township04
Legal Section31
Legal SubdivisionDOUGHERTY S/D
Legal Lot Number61
JurisdictionTATE MS
Township / Civil Division3
Census Block Group3
Census Block3019
Census Tract950301

Owner

869 Dougherty St is owned and occupied by two individuals.

Source: Tate County records, as of December 22, 2025

Owner of Record2 Individual Names on File
Mailing Address869 DOUGHERTY ST, COLDWATER, MS 38618-3896
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedJun 8, 2026

March 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionTATE MS
Property Address869 DOUGHERTY ST, COLDWATER, MS 38618-3896
Transaction TypeMortgage
Record UpdatedAug 29, 2018

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000002018/0000002524
DateMar 13, 2018
Book Page0000002018/0000002524
Lender
NameORION FCU
Agreement
AmountAmount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 869 Dougherty St was $955.

Source: Tate County assessment roll, as of September 1, 2025

Property Jurisdictions

TypeName
StateMississippi
CountyTate County
MunicipalityColdwater Town
Unified School DistrictTate County School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$955.00$6,141 Land $1,560 Building $4,581$61,406 Land $15,600 Building $45,806
2023$810.00$4,925 Land $1,560 Building $3,365$49,254 Land $15,600 Building $33,654

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 869 Dougherty St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 3, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 10 policies
Nearby Flood Policies10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 869 Dougherty St is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · lower than 77% of Mississippi
Wildfire Likelihood0.06% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF COLDWATER
serves 1,381 people · EPA ID MS0690002
Water SourceGroundwater
Last State InspectionNov 2025
Lead1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Sanitary survey deficiency not corrected
Feb 2011
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 108 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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