898 Centre St, Ridgeland, MS 39157 Property Records

Madison County property record for 898 Centre St, Ridgeland, MS 39157

Property Summary

Property Type	Retail Stores (Personal Services, Photography, Travel)
Details	8,398 sqft · built 1987
Owner	Company Name on Record
Tax Bill	$8,640 (2025)
Deeds & Mortgages	Jun 2023 Mortgage Jun 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`072I-31C-011/01.04`

Property Details

APN / Parcel Number

Primary APN	`072I-31C-011/01.04`
Alternative APN	`18520`

Interior

Building Area	8,398 sqft Adjusted Area
1st Floor Area	8,197 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1987
Exterior Material	Combination
Foundation Type	Slab (Mat/Raft)
Roof Type	Rigid Frame Bar Joist
Roof Material	Tar & Gravel

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Account Number	18520
Old Parcel Number	072I-31C-011/01.04
Street Address	898 CENTRE ST
City	RIDGELAND
State	MS
Zip	39157-4505
Property Category	Commercial
Property Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Legal Description	.72A OUT LOTS 1,2,3,7 & 8 LESS 2A I N SE COR BLK 34 H/C S/D
Legal Range	02E
Legal Township	07N
Legal Section	31
Legal Subdivision	HIGHLAND COLONY BL 34 MAP
Legal Block	34
Legal Lot Number	1 2
Jurisdiction	MADISON MS
Township / Civil Division	3
Census Block Group	2
Census Block	2034
Census Tract	30105

Owner

Source: Madison County records, as of December 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	621 OAK PARK CIR, PEARL, MS 39208-2957
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Jun 15, 2023	Deed of Trust, Mortgage · Commercial Mortgage CADENCE BANK NA
Jun 16, 2022	Deed of Trust, Mortgage · Commercial Mortgage BANCORPSOUTH BANK
Mar 9, 2017	Grant Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 30, 2012
Deed Sale	Aug 30, 2012
Prior Sale	Dec 7, 2007
Deed Document Number	0000681263
Last Transfer Date	Mar 9, 2017
Transfer Doc	0000807788
Record Updated	Jun 8, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON MS
Property Address	898 CENTRE ST, RIDGELAND, MS 39157-4505
Transaction Type	Mortgage
Record Updated	Jul 7, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	801 S WHEATLEY ST D, D, RIDGELAND, MS 39157-5196

Mortgage

Document Number	0004341/24
Date	Jun 15, 2023
Book Page	4341/24
Instrument	983825

Lender

Name	CADENCE BANK NA
Type	Bank
Address	BRANDON, MS 39042

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jun 13, 2024

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON MS
Property Address	898 CENTRE ST, RIDGELAND, MS 39157-4505
Transaction Type	Mortgage
Record Updated	Jun 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	801 S WHEATLEY ST D, D, RIDGELAND, MS 39157-5196

Mortgage

Document Number	004223/715
Date	Jun 16, 2022
Book Page	4223/715
Instrument	959242

Lender

Name	BANCORPSOUTH BANK
Type	Bank
Address	BRANDON, MS 39042

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jun 14, 2023

March 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MADISON MS
Recording Date	Mar 9, 2017
Property Address	898 CENTRE ST, RIDGELAND, MS 39157-4505
Document Number	0000807788
Book / Page	003453 / 000126
Instrument Date	Mar 6, 2017
Instrument	807788
Transaction Type	Transfer
Record Updated	Jul 3, 2017

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	621 OAK PARK CIR PEARL MS 392082957, PEARL, MS 39208-2957

Tax Assessment & Valuation

Source: Madison County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Madison County
Municipality	Ridgeland City
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,640.00 (-4.73%)	$80,187 (-4.73%)	$534,580 (-4.73%) Land $250,900 Building $283,680
2024	$9,069.00
2023	$9,069.00	$84,167	$561,110 Land $250,900 Building $310,210

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 24 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	24 in force
Nearby Flood Claims	15 (1982–2022)
Claims Outside the SFHA	7 of 15
Most Recent Claim	Aug 2022 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF RIDGELAND serves 24,340 people · EPA ID MS0450013
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 87 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250
C Spire Wireless Fixed Wireless	100 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: T-Mobile, Verizon.

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