860 Centre St, Ridgeland, MS 39157 Property Records

Madison County property record for 860 Centre St, Ridgeland, MS 39157

Property Summary

Property TypeCommercial Office
Details4 ba · 11,945 sqft · built 1992
Lot Size1.03 acres (44,997 sqft)
OwnerCompany Name on Record
Tax Bill$13,983 (2025)
Deeds & MortgagesMar 2018 Loan Modification
Flood ZoneZone X (minimal risk)
APN072I-31C-123/01.08

Property Details

APN / Parcel Number

Primary APN072I-31C-123/01.08
Alternative APN
  • 18647

Interior

Full Baths4 Baths
Building Area11,945 sqft Adjusted Area
Gross Area10,080 sqft
1st Floor Area10,080 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1992
Effective Year BuiltEffective 1992
Exterior MaterialMetal
Roof TypeRigid Frame Bar Joist
Roof MaterialMetal
Lot Area44,997 sqft (1.03 acres)

Location & Zoning

Account Number18647
Street Address860 CENTRE ST
CityRIDGELAND
StateMS
Zip39157-4501
Property CategoryCommercial
Property TypeCommercial > Office > Commercial Office
Legal Description1.0334 AC OUT OF THE LOTS 5 & 6 OF BLK 32 HIGHLAND COLONY
Legal Range02E
Legal Township07N
Legal Section31
Legal SubdivisionHIGHLAND COLONY BL 32 MAP
Legal Block32
Legal Lot Number5-6
JurisdictionMADISON MS
Township / Civil Division3
Census Block Group2
Census Block2034
Census Tract30105

Owner

Source: Madison County records, as of December 2, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address1437 OLD SQUARE RD, 104, JACKSON, MS 39211-5533
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 10, 2023
Deed SaleFeb 10, 2023
Deed Document Number2023976593
Deed Book / Page4301 / 419
Prior Transfer DateJun 24, 2013
Prior Transfer Doc2965/0399
Record UpdatedJun 8, 2026

March 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionMADISON MS
Property Address860 CENTRE ST, RIDGELAND, MS 39157-4501
Document Number0000837014
Instrument DateMar 28, 2018
Transaction TypeMortgage
Record UpdatedAug 31, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address860 CENTRE ST RIDGELAND MS 391574501, RIDGELAND, MS 39157-4501

Mortgage

Document Number0000837014
DateApr 16, 2018
Book Page003589/000878
Instrument837014
Lender
NameFIRST CMNTY BK
TypeBank
AddressJACKSON, MS 39211
Agreement
Term12 Months
DueApr 15, 2019

Tax Assessment & Valuation

Source: Madison County assessment roll, as of November 7, 2025

Property Jurisdictions

TypeName
StateMississippi
CountyMadison County
MunicipalityRidgeland City
Unified School DistrictMadison County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$13,983.00 (-2.32%)$129,762 (-2.32%)$865,080 (-2.32%) Land $269,980 Building $595,100
2024$14,315.00
2023$14,315.00$132,849$885,660 Land $269,980 Building $615,680

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 24 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies24 in force
Nearby Flood Claims15 (1982–2022)
Claims Outside the SFHA7 of 15
Most Recent ClaimAug 2022 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF RIDGELAND
serves 24,340 people · EPA ID MS0450013
Water SourceGroundwater
Last State InspectionDec 2025
Lead1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityHaloacetic acids
resolved · Jan 2021
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 87 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable · Fiber in parts of the area
2,000 / 250
C Spire Wireless
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · Fiber in parts of the area
100 / 20

May also be available: T-Mobile, Verizon.

Nearby Properties on Centre St

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